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Single Family ResidenceResidential
$378,264$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $288,500 on May 19, 2020

295 NAVIDAD ST

BAY CITY, TX 77414
4
Baths
3,354 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.

Valuation

$378K
$372K low$385K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$288,500 · May 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$388,130 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$132,130
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$256,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$372,820
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$388,130

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMATAGORDA
Lot (acres)The size of the land the home sits on, from county records.1.77
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bay City High SchoolC-
High · Grades 9–12 · 1.9 mi
M
Bay City Junior High SchoolC+
Middle · Grades 6–8 · 2.6 mi
E
Roberts Elementary School
Elementary · Grades 1–2 · 2.9 mi

District: Bay City Independent School District

Neighborhood · ZIP 77414These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.25,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,583
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,871
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Navidad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Bay City 77414
  • Costs less per square foot than 80% of homes in Matagorda County
  • Bigger than 97% of homes in Bay City 77414
  • Has a bigger lot than 92% of homes in Bay City 77414

What homes are worth in Bay City 77414

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$640K

This home is worth more than 86% of homes in Bay City 77414.

How it measures up in Bay City 77414

The dot is this home. The mark in the middle is the typical home in Bay City 77414.

Estimated value$378,264
CheaperTypical $220,868Pricier

Pricier than 86% of homes nearby

Price per ft²$113
CheaperTypical $139Pricier

Pricier than 23% of homes nearby

Living area3,354 ft²
SmallerTypical 1,359 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.77 ac
SmallerTypical 0.24 acBigger

Bigger than 92% of homes nearby

Year built1983
OlderTypical 1980Newer

Newer than 59% of homes nearby

How 295 Navidad St ranks against every home in each area.
MeasureThis homeBay City 77414Matagorda County
Estimated valuepricier than$378,26486% of homes83% of homes
Price per ft²pricier than$11323% of homes20% of homes
Living areabigger than3,354 ft²97% of homes97% of homes
Lot sizebigger than1.77 ac92% of homes87% of homes
Year builtnewer than198359% of homes55% of homes

About 295 Navidad St

How much is 295 Navidad St, Bay City, TX worth?

The TopHap Estimate for 295 Navidad St, Bay City, TX is $378,264 as of Sep 24, 2026. The likely range is $371,595 to $384,933. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Navidad St, Bay City, TX last sell?

295 Navidad St, Bay City, TX last sold on May 19, 2020 for $288,500, according to the county's recorded deed.

How big is 295 Navidad St, Bay City, TX?

295 Navidad St, Bay City, TX has 4 bathrooms, 3,354 square feet of living space and a 1.77-acre lot.

When was 295 Navidad St, Bay City, TX built?

295 Navidad St, Bay City, TX was built in 1983, making it 43 years old.

What schools serve 295 Navidad St, Bay City, TX?

295 Navidad St, Bay City, TX is assigned to Bay City High School (high), rated C-; Bay City Junior High School (middle), rated C+; Roberts Elementary School (elementary). All sit in Bay City Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Navidad St, Bay City, TX compare to other homes in Bay City 77414?

Among the 10,541 homes in Bay City 77414, it is worth more than 86% of them ($378,264 against a typical $220,868), its price per square foot is higher than 23% of them ($113 against a typical $139), it is bigger than 97% of them (3,354 ft² against a typical 1,359 ft²), its lot is bigger than 92% of them (1.77 ac against a typical 0.24 ac) and it is newer than 59% of them (1983 against a typical 1980). Measured against all of Matagorda County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Navidad St, Bay City, TX?

The 2025 property tax bill for 295 Navidad St, Bay City, TX was $4,415. The county assessed it at $388,130.

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