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Single Family ResidentialResidential
$325,222$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $315,000 on Jun 11, 2024

295 OAK SPRINGS RD

RUTHERFORDTON, NC 28139
3
Beds
2
Baths
1,690 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$221K low$430K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Jun 11, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,675 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.2.08
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 434 ft²Shed · 210 ft²Patio · 434 ft²Porch · 262 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pinnacle Elementary SchoolC
Elementary · Grades PK–5 · 2.2 mi
H
R-S Central High SchoolC-
High · Grades 9–12 · 2.9 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 5.7 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Oak Springs Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Rutherford County
  • Costs more per square foot than 65% of homes in Rutherford County
  • Bigger than 68% of homes in Rutherford County
  • Has a bigger lot than 68% of homes in Rutherford County
  • Older than 74% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$780K

This home is worth more than 62% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$325,222
CheaperTypical $273,872Pricier

Pricier than 62% of homes nearby

Price per ft²$192
CheaperTypical $169Pricier

Pricier than 62% of homes nearby

Living area1,690 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 62% of homes nearby

Lot size2.08 ac
SmallerTypical 1.84 acBigger

Bigger than 56% of homes nearby

Year built1959
OlderTypical 1984Newer

Newer than 26% of homes nearby

How 295 Oak Springs Rd ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$325,22262% of homes69% of homes
Price per ft²pricier than$19262% of homes65% of homes
Living areabigger than1,690 ft²62% of homes68% of homes
Lot sizebigger than2.08 ac56% of homes68% of homes
Year builtnewer than195926% of homes29% of homes

About 295 Oak Springs Rd

How much is 295 Oak Springs Rd, Rutherfordton, NC worth?

The TopHap Estimate for 295 Oak Springs Rd, Rutherfordton, NC is $325,222 as of Aug 30, 2026. The likely range is $220,933 to $429,511. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Oak Springs Rd, Rutherfordton, NC last sell?

295 Oak Springs Rd, Rutherfordton, NC last sold on Jun 11, 2024 for $315,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 295 Oak Springs Rd, Rutherfordton, NC?

295 Oak Springs Rd, Rutherfordton, NC has 3 bedrooms, 2 bathrooms, 1,690 square feet of living space and a 2.08-acre lot.

When was 295 Oak Springs Rd, Rutherfordton, NC built?

295 Oak Springs Rd, Rutherfordton, NC was built in 1959, making it 67 years old. The building has 1 story.

What schools serve 295 Oak Springs Rd, Rutherfordton, NC?

295 Oak Springs Rd, Rutherfordton, NC is assigned to Pinnacle Elementary School (elementary), rated C; R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Oak Springs Rd, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 62% of them ($325,222 against a typical $273,872), its price per square foot is higher than 62% of them ($192 against a typical $169), it is bigger than 62% of them (1,690 ft² against a typical 1,540 ft²), its lot is bigger than 56% of them (2.08 ac against a typical 1.84 ac) and it is newer than 26% of them (1959 against a typical 1984). Measured against all of Rutherford County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Oak Springs Rd, Rutherfordton, NC?

The 2025 property tax bill for 295 Oak Springs Rd, Rutherfordton, NC was $1,675. The county assessed it at $280,100.

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