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Single Family ResidenceResidential
$129,661$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Dec 9, 2009

295 ROSEWOOD TER

ROCHESTER, NY 14609
4
Beds
2
Baths
1,554 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,200 ft²
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$130K
$109K low$151K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Dec 9, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$61,676
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,341
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$59,985
WELLS FARGO BK · 3.75% 2 · recorded May 23, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,000
CANANDAIGUA NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,150 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
School 33-John James AudubonD-
Elementary · Grades PK–6 · 0.2 mi
H
East Upper High SchoolD-
High · Grades 9–12 · 0.6 mi
M
East Lower SchoolD+
Middle · Grades 6–8 · 0.7 mi

District: Rochester City School District

Neighborhood · ZIP 14609These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.40,898
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,094 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,064
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,618
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Rosewood Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Monroe County
  • Costs less per square foot than 93% of homes in Monroe County
  • Has a smaller lot than 90% of homes in Monroe County
  • Newer than 96% of homes in Beechwood

What homes are worth in Rochester 14609

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$383K

This home is worth more than 17% of homes in Rochester 14609.

How it measures up in Rochester 14609

The dot is this home. The mark in the middle is the typical home in Rochester 14609.

Estimated value$129,661
CheaperTypical $204,531Pricier

Pricier than 17% of homes nearby

Price per ft²$83
CheaperTypical $150Pricier

Pricier than 13% of homes nearby

Living area1,554 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 63% of homes nearby

Lot size4,200 ft²
SmallerTypical 0.13 acBigger

Bigger than 15% of homes nearby

Year built1958
OlderTypical 1930Newer

Newer than 87% of homes nearby

How 295 Rosewood Ter ranks against every home in each area.
MeasureThis homeBeechwoodRochester 14609Monroe County
Estimated valuepricier than$129,66161% of homes17% of homes9% of homes
Price per ft²pricier than$8363% of homes13% of homes7% of homes
Living areabigger than1,554 ft²39% of homes63% of homes43% of homes
Lot sizebigger than4,200 ft²34% of homes15% of homes10% of homes
Year builtnewer than195896% of homes87% of homes47% of homes

About 295 Rosewood Ter

How much is 295 Rosewood Ter, Rochester, NY worth?

The TopHap Estimate for 295 Rosewood Ter, Rochester, NY is $129,661 as of Jul 14, 2026. The likely range is $108,650 to $150,672. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Rosewood Ter, Rochester, NY last sell?

295 Rosewood Ter, Rochester, NY last sold on Dec 9, 2009 for $65,000, according to the county's recorded deed.

How big is 295 Rosewood Ter, Rochester, NY?

295 Rosewood Ter, Rochester, NY has 4 bedrooms, 2 bathrooms, 1,554 square feet of living space and a 0.10-acre lot.

When was 295 Rosewood Ter, Rochester, NY built?

295 Rosewood Ter, Rochester, NY was built in 1958, making it 68 years old. It is a cape cod home. The building has 2 stories.

What schools serve 295 Rosewood Ter, Rochester, NY?

295 Rosewood Ter, Rochester, NY is assigned to School 33-John James Audubon (elementary), rated D-; East Upper High School (high), rated D-; East Lower School (middle), rated D+. All sit in Rochester City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Rosewood Ter, Rochester, NY compare to other homes in Rochester 14609?

Among the 14,093 homes in Rochester 14609, it is worth more than 17% of them ($129,661 against a typical $204,531), its price per square foot is higher than 13% of them ($83 against a typical $150), it is bigger than 63% of them (1,554 ft² against a typical 1,428 ft²), its lot is bigger than 15% of them (4,200 ft² against a typical 0.13 ac) and it is newer than 87% of them (1958 against a typical 1930). Measured against all of Monroe County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Rosewood Ter, Rochester, NY?

The 2024 property tax bill for 295 Rosewood Ter, Rochester, NY was $1,150. The county assessed it at $122,800.

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