Skip to content
Skip to content
TopHapOpen in map
Duplex (2 Units, Any Combination)Residential
Last sold for $270,000 on Feb 11, 2022

295 SPENCER ST

NAUGATUCK, CT 06770
5
Beds
3
Baths
1,675 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$270,000 · Feb 11, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,938 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$174,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$249,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyNAUGATUCK VALLEY
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Andrew Avenue Elementary SchoolB-
Elementary · Grades KG–4 · 0.1 mi
H
Naugatuck High SchoolC-
High · Grades 9–12 · 0.8 mi
M
City Hill Middle SchoolD+
Middle · Grades 7–8 · 1.6 mi

District: Naugatuck School District

Neighborhood · ZIP 06770These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,962 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,312
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,599
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 71% of homes in Naugatuck 06770
  • Has a bigger lot than 75% of homes in Naugatuck 06770
  • Older than 71% of homes in Naugatuck Valley County

How it measures up in Naugatuck 06770

The dot is this home. The mark in the middle is the typical home in Naugatuck 06770.

Living area1,675 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.45 ac
SmallerTypical 0.29 acBigger

Bigger than 75% of homes nearby

Year built1953
OlderTypical 1970Newer

Newer than 33% of homes nearby

How 295 Spencer St ranks against every home in each area.
MeasureThis homeNaugatuck 06770Naugatuck Valley County
Living areabigger than1,675 ft²71% of homes59% of homes
Lot sizebigger than0.45 ac75% of homes54% of homes
Year builtnewer than195333% of homes29% of homes

About 295 Spencer St

When did 295 Spencer St, Naugatuck, CT last sell?

295 Spencer St, Naugatuck, CT last sold on Feb 11, 2022 for $270,000, according to the county's recorded deed.

How big is 295 Spencer St, Naugatuck, CT?

295 Spencer St, Naugatuck, CT has 5 bedrooms, 3 bathrooms, 1,675 square feet of living space and a 0.45-acre lot.

When was 295 Spencer St, Naugatuck, CT built?

295 Spencer St, Naugatuck, CT was built in 1953, making it 73 years old. It is a duplex single home. The building has 1 story.

What schools serve 295 Spencer St, Naugatuck, CT?

295 Spencer St, Naugatuck, CT is assigned to Andrew Avenue Elementary School (elementary), rated B-; Naugatuck High School (high), rated C-; City Hill Middle School (middle), rated D+. All sit in Naugatuck School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Spencer St, Naugatuck, CT compare to other homes in Naugatuck 06770?

Among the 9,948 homes in Naugatuck 06770, it is bigger than 71% of them (1,675 ft² against a typical 1,332 ft²), its lot is bigger than 75% of them (0.45 ac against a typical 0.29 ac) and it is newer than 33% of them (1953 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Spencer St, Naugatuck, CT?

The 2025 property tax bill for 295 Spencer St, Naugatuck, CT was $6,938. The county assessed it at $174,370.

More homes on Spencer St

Closest homes

More homes in Naugatuck 06770

Assigned schools

Explore the area

See this home in context

Open 295 Spencer St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map