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Single Family ResidenceResidential
$1,356,611$696 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

295 WATERFORD ST

PACIFICA, CA 94044
3
Beds
2.5
Baths
1,950 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.2M low$1.5M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,970 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$649,268 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$324,634
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$324,634
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$636,538
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,441,890

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySAN MATEO
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ocean Shore SchoolA-
Elementary · Grades KG–8 · 0.3 mi

District: Pacifica School District

Neighborhood · ZIP 94044These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.642

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.34,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$170,620
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Waterford St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Edgemar
  • Costs less per square foot than 83% of homes in San Mateo County
  • Bigger than 81% of homes in Edgemar
  • Has a smaller lot than 88% of homes in Edgemar
  • Newer than 95% of homes in Edgemar

What homes are worth in Pacifica 94044

Each bar is how many homes fall in that price range. The marker is this home.

This home
$686K$2M

This home is worth more than 78% of homes in Pacifica 94044.

How it measures up in Pacifica 94044

The dot is this home. The mark in the middle is the typical home in Pacifica 94044.

Estimated value$1,356,611
CheaperTypical $1,173,920Pricier

Pricier than 78% of homes nearby

Price per ft²$696
CheaperTypical $828Pricier

Pricier than 23% of homes nearby

Living area1,950 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.1 ac
SmallerTypical 0.13 acBigger

Bigger than 22% of homes nearby

Year built1989
OlderTypical 1962Newer

Newer than 93% of homes nearby

How 295 Waterford St ranks against every home in each area.
MeasureThis homeEdgemarPacifica 94044San Mateo County
Estimated valuepricier than$1,356,61188% of homes78% of homes44% of homes
Price per ft²pricier than$69622% of homes23% of homes17% of homes
Living areabigger than1,950 ft²81% of homes80% of homes65% of homes
Lot sizebigger than0.1 ac12% of homes22% of homes19% of homes
Year builtnewer than198995% of homes93% of homes88% of homes

About 295 Waterford St

How much is 295 Waterford St, Pacifica, CA worth?

The TopHap Estimate for 295 Waterford St, Pacifica, CA is $1,356,611 as of Sep 24, 2026. The likely range is $1,236,258 to $1,476,964. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Waterford St, Pacifica, CA last sell?

295 Waterford St, Pacifica, CA last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 295 Waterford St, Pacifica, CA?

295 Waterford St, Pacifica, CA has 3 bedrooms, 2.5 bathrooms, 1,950 square feet of living space and a 0.10-acre lot.

When was 295 Waterford St, Pacifica, CA built?

295 Waterford St, Pacifica, CA was built in 1989, making it 37 years old. It is a ranch home. The building has 2 stories.

What schools serve 295 Waterford St, Pacifica, CA?

295 Waterford St, Pacifica, CA is assigned to Ocean Shore School (elementary), rated A-. All sit in Pacifica School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Waterford St, Pacifica, CA compare to other homes in Pacifica 94044?

Among the 11,854 homes in Pacifica 94044, it is worth more than 78% of them ($1,356,611 against a typical $1,173,920), its price per square foot is higher than 23% of them ($696 against a typical $828), it is bigger than 80% of them (1,950 ft² against a typical 1,400 ft²), its lot is bigger than 22% of them (0.1 ac against a typical 0.13 ac) and it is newer than 93% of them (1989 against a typical 1962). Measured against all of San Mateo County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Waterford St, Pacifica, CA?

The 2025 property tax bill for 295 Waterford St, Pacifica, CA was $8,970. The county assessed it at $649,268.

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