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Single Family ResidenceResidential
$492,000$442 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $121,000 on Nov 13, 2009

2965 HARDING CIR

RENO, NV 89503
3
Beds
2
Baths
1,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$492K
$443K low$541K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$121,000 · Nov 13, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$381,195
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$304,956
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,805
PROSPECT MORTGAGE LLC · recorded Nov 13, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,809 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,168 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,805
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,363
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,607
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,624

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 98 ft²Patio · 200 ft²Porch · 80 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mamie Towles Elementary SchoolB-
Elementary · Grades KG–5 · 0.5 mi
M
Archie Clayton Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
H
Robert McQueen High SchoolB+
High · Grades 9–12 · 2.0 mi

District: Washoe County School District

Neighborhood · ZIP 89503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.292

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.28,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,321 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,567
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,710
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2965 Harding Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Washoe County
  • Costs more per square foot than 92% of homes in Old Northwest
  • Smaller than 86% of homes in Washoe County
  • Has a smaller lot than 93% of homes in Old Northwest
  • Newer than 90% of homes in Old Northwest

What homes are worth in Reno 89503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$751K

This home is worth more than 51% of homes in Reno 89503.

How it measures up in Reno 89503

The dot is this home. The mark in the middle is the typical home in Reno 89503.

Estimated value$492,000
CheaperTypical $488,636Pricier

Pricier than 51% of homes nearby

Price per ft²$442
CheaperTypical $336Pricier

Pricier than 90% of homes nearby

Living area1,112 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.11 ac
SmallerTypical 0.15 acBigger

Bigger than 26% of homes nearby

Year built1983
OlderTypical 1972Newer

Newer than 73% of homes nearby

How 2965 Harding Cir ranks against every home in each area.
MeasureThis homeOld NorthwestReno 89503Washoe County
Estimated valuepricier than$492,00050% of homes51% of homes33% of homes
Price per ft²pricier than$44292% of homes90% of homes84% of homes
Living areabigger than1,112 ft²16% of homes20% of homes14% of homes
Lot sizebigger than0.11 ac7% of homes26% of homes22% of homes
Year builtnewer than198390% of homes73% of homes35% of homes

About 2965 Harding Cir

How much is 2965 Harding Cir, Reno, NV worth?

The TopHap Estimate for 2965 Harding Cir, Reno, NV is $492,000 as of Jun 23, 2026. The likely range is $442,800 to $541,200. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2965 Harding Cir, Reno, NV last sell?

2965 Harding Cir, Reno, NV last sold on Nov 13, 2009 for $121,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2965 Harding Cir, Reno, NV?

2965 Harding Cir, Reno, NV has 3 bedrooms, 2 bathrooms, 1,112 square feet of living space and a 0.11-acre lot.

When was 2965 Harding Cir, Reno, NV built?

2965 Harding Cir, Reno, NV was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 2965 Harding Cir, Reno, NV?

2965 Harding Cir, Reno, NV is assigned to Mamie Towles Elementary School (elementary), rated B-; Archie Clayton Middle School (middle), rated C+; Robert McQueen High School (high), rated B+. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2965 Harding Cir, Reno, NV compare to other homes in Reno 89503?

Among the 8,877 homes in Reno 89503, it is worth more than 51% of them ($492,000 against a typical $488,636), its price per square foot is higher than 90% of them ($442 against a typical $336), it is bigger than 20% of them (1,112 ft² against a typical 1,364 ft²), its lot is bigger than 26% of them (0.11 ac against a typical 0.15 ac) and it is newer than 73% of them (1983 against a typical 1972). Measured against all of Washoe County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2965 Harding Cir, Reno, NV?

The 2025 property tax bill for 2965 Harding Cir, Reno, NV was $1,809. The county assessed it at $62,168.

Closest homes

More homes in Reno 89503

Assigned schools

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