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Single Family ResidenceResidential
$185,620$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

2965 TRACY ST

PECATONICA, IL 61063
3
Beds
1
Baths
2,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$186K
$178K low$193K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,817 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,430 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,026
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,404
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,434
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,290

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dorothy Simon Elementary School
Elementary · Grades PK–2 · 6.1 mi
M
Winnebago Middle SchoolB-
Middle · Grades 6–8 · 6.4 mi
H
Winnebago High SchoolB
High · Grades 9–12 · 6.5 mi

District: Winnebago Community Unit School District 323

Neighborhood · ZIP 61063These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,104
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,616
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,223
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2965 Tracy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 95% of homes in Pecatonica 61063
  • Bigger than 88% of homes in Pecatonica 61063
  • Has a bigger lot than 73% of homes in Winnebago County

What homes are worth in Pecatonica 61063

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$450K

This home is worth more than 38% of homes in Pecatonica 61063.

How it measures up in Pecatonica 61063

The dot is this home. The mark in the middle is the typical home in Pecatonica 61063.

Estimated value$185,620
CheaperTypical $207,519Pricier

Pricier than 38% of homes nearby

Price per ft²$87
CheaperTypical $146Pricier

Pricier than 5% of homes nearby

Living area2,144 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.47 ac
SmallerTypical 0.33 acBigger

Bigger than 60% of homes nearby

How 2965 Tracy St ranks against every home in each area.
MeasureThis homePecatonica 61063Winnebago County
Estimated valuepricier than$185,62038% of homes40% of homes
Price per ft²pricier than$875% of homes18% of homes
Living areabigger than2,144 ft²88% of homes77% of homes
Lot sizebigger than0.47 ac60% of homes73% of homes

About 2965 Tracy St

How much is 2965 Tracy St, Pecatonica, IL worth?

The TopHap Estimate for 2965 Tracy St, Pecatonica, IL is $185,620 as of Oct 21, 2026. The likely range is $178,073 to $193,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2965 Tracy St, Pecatonica, IL last sell?

2965 Tracy St, Pecatonica, IL last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2965 Tracy St, Pecatonica, IL?

2965 Tracy St, Pecatonica, IL has 3 bedrooms, 1 bathrooms, 2,144 square feet of living space and a 0.47-acre lot.

What schools serve 2965 Tracy St, Pecatonica, IL?

2965 Tracy St, Pecatonica, IL is assigned to Dorothy Simon Elementary School (elementary); Winnebago Middle School (middle), rated B-; Winnebago High School (high), rated B. All sit in Winnebago Community Unit School District 323. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2965 Tracy St, Pecatonica, IL compare to other homes in Pecatonica 61063?

Among the 1,289 homes in Pecatonica 61063, it is worth more than 38% of them ($185,620 against a typical $207,519), its price per square foot is higher than 5% of them ($87 against a typical $146), it is bigger than 88% of them (2,144 ft² against a typical 1,404 ft²) and its lot is bigger than 60% of them (0.47 ac against a typical 0.33 ac). Measured against all of Winnebago County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2965 Tracy St, Pecatonica, IL?

The 2025 property tax bill for 2965 Tracy St, Pecatonica, IL was $2,817. The county assessed it at $43,430.

Closest homes

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Assigned schools

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