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Single Family ResidenceResidential
$45,281$44 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $47,500 on Feb 13, 2026

2968 SPENCER ST

JACKSONVILLE, FL 32254
3
Beds
1
Baths
1,023 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,294 ft²
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$45K
$36K low$55K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$47,500 · Feb 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,686 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,281 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,981
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,687
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,281

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUVAL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 206 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Riverside High SchoolD+
High · Grades 9–12 · 1.2 mi
E
Ruth N. Upson Elementary SchoolA-
Elementary · Grades PK–5 · 1.5 mi
M
Lake Shore Middle SchoolD-
Middle · Grades 6–8 · 3.7 mi

District: Duval County School District

Neighborhood · ZIP 32254These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.15,391
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,263 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,069
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,277
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2968 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Duval County
  • Among the lowest price per square foot in Duval County
  • Smaller than 91% of homes in Duval County
  • Has a smaller lot than 97% of homes in Jacksonville 32254
  • Older than 98% of homes in Duval County

What homes are worth in Jacksonville 32254

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$310K

This home is worth more than 2% of homes in Jacksonville 32254.

How it measures up in Jacksonville 32254

The dot is this home. The mark in the middle is the typical home in Jacksonville 32254.

Estimated value$45,281
CheaperTypical $104,780Pricier

Pricier than 2% of homes nearby

Price per ft²$44
CheaperTypical $94Pricier

Pricier than 2% of homes nearby

Living area1,023 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 33% of homes nearby

Lot size4,294 ft²
SmallerTypical 0.17 acBigger

Bigger than 3% of homes nearby

Year built1922
OlderTypical 1952Newer

Newer than 4% of homes nearby

How 2968 Spencer St ranks against every home in each area.
MeasureThis homeLackawannaJacksonville 32254Duval County
Estimated valuepricier than$45,2815% of homes2% of homesalmost no homes
Price per ft²pricier than$443% of homes2% of homesalmost no homes
Living areabigger than1,023 ft²40% of homes33% of homes9% of homes
Lot sizebigger than4,294 ft²11% of homes3% of homes16% of homes
Year builtnewer than192214% of homes4% of homes2% of homes

About 2968 Spencer St

How much is 2968 Spencer St, Jacksonville, FL worth?

The TopHap Estimate for 2968 Spencer St, Jacksonville, FL is $45,281 as of Sep 24, 2026. The likely range is $35,775 to $54,787. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2968 Spencer St, Jacksonville, FL last sell?

2968 Spencer St, Jacksonville, FL last sold on Feb 13, 2026 for $47,500, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 2968 Spencer St, Jacksonville, FL?

2968 Spencer St, Jacksonville, FL has 3 bedrooms, 1 bathrooms, 1,023 square feet of living space and a 0.10-acre lot.

When was 2968 Spencer St, Jacksonville, FL built?

2968 Spencer St, Jacksonville, FL was built in 1922, making it 104 years old. The building has 1 story.

What schools serve 2968 Spencer St, Jacksonville, FL?

2968 Spencer St, Jacksonville, FL is assigned to Riverside High School (high), rated D+; Ruth N. Upson Elementary School (elementary), rated A-; Lake Shore Middle School (middle), rated D-. All sit in Duval County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2968 Spencer St, Jacksonville, FL compare to other homes in Jacksonville 32254?

Among the 6,099 homes in Jacksonville 32254, it is worth more than 2% of them ($45,281 against a typical $104,780), its price per square foot is higher than 2% of them ($44 against a typical $94), it is bigger than 33% of them (1,023 ft² against a typical 1,152 ft²), its lot is bigger than 3% of them (4,294 ft² against a typical 0.17 ac) and it is newer than 4% of them (1922 against a typical 1952). Measured against all of Duval County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2968 Spencer St, Jacksonville, FL?

The 2025 property tax bill for 2968 Spencer St, Jacksonville, FL was $1,686. The county assessed it at $76,281.

More homes on Spencer St

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