Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$222,809
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

297 GEMSTONE DR

ALMA, MI 48801
0
Baths
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$223K
$196K low$250K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,247 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyGRATIOT
Lot (acres)The size of the land the home sits on, from county records.0.23
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hillcrest Elementary SchoolC
Elementary · Grades 1–3 · 0.7 mi
H
Alma Senior High SchoolC-
High · Grades 9–12 · 2.0 mi
M
Donald L Pavlik Middle SchoolB-
Middle · Grades 6–8 · 2.3 mi

District: Alma Public Schools

Neighborhood · ZIP 48801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.12,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.184 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,012
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

297 Gemstone Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Alma 48801
  • Has a smaller lot than 82% of homes in Gratiot County

What homes are worth in Alma 48801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$433K

This home is worth more than 82% of homes in Alma 48801.

How it measures up in Alma 48801

The dot is this home. The mark in the middle is the typical home in Alma 48801.

Estimated value$222,809
CheaperTypical $135,000Pricier

Pricier than 82% of homes nearby

Lot size0.23 ac
SmallerTypical 0.32 acBigger

Bigger than 33% of homes nearby

How 297 Gemstone Dr ranks against every home in each area.
MeasureThis homeAlma 48801Gratiot County
Estimated valuepricier than$222,80982% of homes80% of homes
Lot sizebigger than0.23 ac33% of homes18% of homes

About 297 Gemstone Dr

How much is 297 Gemstone Dr, Alma, MI worth?

The TopHap Estimate for 297 Gemstone Dr, Alma, MI is $222,809 as of Sep 24, 2026. The likely range is $195,522 to $250,096. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 297 Gemstone Dr, Alma, MI last sell?

297 Gemstone Dr, Alma, MI last sold on Jan 27, 2007, according to the county's recorded deed.

What schools serve 297 Gemstone Dr, Alma, MI?

297 Gemstone Dr, Alma, MI is assigned to Hillcrest Elementary School (elementary), rated C; Alma Senior High School (high), rated C-; Donald L Pavlik Middle School (middle), rated B-. All sit in Alma Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 297 Gemstone Dr, Alma, MI compare to other homes in Alma 48801?

Among the 4,165 homes in Alma 48801, it is worth more than 82% of them ($222,809 against a typical $135,000) and its lot is bigger than 33% of them (0.23 ac against a typical 0.32 ac). Measured against all of Gratiot County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 297 Gemstone Dr, Alma, MI?

The 2023 property tax bill for 297 Gemstone Dr, Alma, MI was $3,247. The county assessed it at $116,000.

More homes on Gemstone Dr

Closest homes

More homes in Alma 48801

Assigned schools

Explore the area

See this home in context

Open 297 Gemstone Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map