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Single Family ResidenceResidential
$201,077$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

297 PROSPECT ST

FREMONT, IN 46737
3
Beds
1
Baths
1,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$201K
$173K low$229K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$181,077
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,862
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
THE HUNTINGTON NATIONAL BANK · recorded Mar 11, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,003 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEUBEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fremont Elementary SchoolB+
Elementary · Grades KG–4 · 5.6 mi
H
Fremont High SchoolA-
High · Grades 9–12 · 5.7 mi
M
Fremont Middle SchoolB
Middle · Grades 5–8 · 5.9 mi

District: Fremont Community Schools

Neighborhood · ZIP 46737These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.67
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,140
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,661
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

297 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Fremont 46737
  • Costs less per square foot than 67% of homes in Fremont 46737
  • Smaller than 77% of homes in Fremont 46737
  • Has a smaller lot than 95% of homes in Fremont 46737
  • Older than 92% of homes in Fremont 46737

What homes are worth in Fremont 46737

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$1.5M

This home is worth more than 22% of homes in Fremont 46737.

How it measures up in Fremont 46737

The dot is this home. The mark in the middle is the typical home in Fremont 46737.

Estimated value$201,077
CheaperTypical $358,785Pricier

Pricier than 22% of homes nearby

Price per ft²$176
CheaperTypical $240Pricier

Pricier than 33% of homes nearby

Living area1,144 ft²
SmallerTypical 1,557 ft²Bigger

Bigger than 23% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.26 acBigger

Bigger than 5% of homes nearby

Year built1930
OlderTypical 1989Newer

Newer than 8% of homes nearby

How 297 Prospect St ranks against every home in each area.
MeasureThis homeFremont 46737Steuben County
Estimated valuepricier than$201,07722% of homes25% of homes
Price per ft²pricier than$17633% of homes41% of homes
Living areabigger than1,144 ft²23% of homes24% of homes
Lot sizebigger than2,178 ft²5% of homes7% of homes
Year builtnewer than19308% of homes9% of homes

About 297 Prospect St

How much is 297 Prospect St, Fremont, IN worth?

The TopHap Estimate for 297 Prospect St, Fremont, IN is $201,077 as of Jul 14, 2026. The likely range is $173,178 to $228,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 297 Prospect St, Fremont, IN last sell?

297 Prospect St, Fremont, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 297 Prospect St, Fremont, IN?

297 Prospect St, Fremont, IN has 3 bedrooms, 1 bathrooms, 1,144 square feet of living space and a 0.05-acre lot.

When was 297 Prospect St, Fremont, IN built?

297 Prospect St, Fremont, IN was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 297 Prospect St, Fremont, IN?

297 Prospect St, Fremont, IN is assigned to Fremont Elementary School (elementary), rated B+; Fremont High School (high), rated A-; Fremont Middle School (middle), rated B. All sit in Fremont Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 297 Prospect St, Fremont, IN compare to other homes in Fremont 46737?

Among the 5,544 homes in Fremont 46737, it is worth more than 22% of them ($201,077 against a typical $358,785), its price per square foot is higher than 33% of them ($176 against a typical $240), it is bigger than 23% of them (1,144 ft² against a typical 1,557 ft²), its lot is bigger than 5% of them (2,178 ft² against a typical 0.26 ac) and it is newer than 8% of them (1930 against a typical 1989). Measured against all of Steuben County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 297 Prospect St, Fremont, IN?

The 2025 property tax bill for 297 Prospect St, Fremont, IN was $1,003. The county assessed it at $125,900.

Closest homes

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Assigned schools

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