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Residential (General/Single)Residential
$138,251$61 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2972 CLEFT ROCK RD

MOUNT VERNON, KY 40456
5
Beds
3
Baths
2,284 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1979
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$138K
$128K low$148K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$936 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyRockcastle
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mt. Vernon Elementary SchoolC+
Elementary · Grades PK–5 · 9.8 mi
M
Rockcastle County Middle SchoolB-
Middle · Grades 6–8 · 10.0 mi
H
Rockcastle County High SchoolB+
High · Grades 9–12 · 10.4 mi

District: Rockcastle County School District

Neighborhood · ZIP 40456These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.143
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.8,779
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,297
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2972 Cleft Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Mount Vernon 40456
  • Bigger than 93% of homes in Mount Vernon 40456
  • Older than 68% of homes in Rockcastle County

What homes are worth in Mount Vernon 40456

Each bar is how many homes fall in that price range. The marker is this home.

This home
$16K$405K

This home is worth more than 61% of homes in Mount Vernon 40456.

How it measures up in Mount Vernon 40456

The dot is this home. The mark in the middle is the typical home in Mount Vernon 40456.

Estimated value$138,251
CheaperTypical $112,130Pricier

Pricier than 61% of homes nearby

Price per ft²$61
CheaperTypical $97Pricier

Pricier than 16% of homes nearby

Living area2,284 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 93% of homes nearby

Year built1979
OlderTypical 1990Newer

Newer than 34% of homes nearby

How 2972 Cleft Rock Rd ranks against every home in each area.
MeasureThis homeMount Vernon 40456Rockcastle County
Estimated valuepricier than$138,25161% of homes63% of homes
Price per ft²pricier than$6116% of homes16% of homes
Living areabigger than2,284 ft²93% of homes93% of homes
Year builtnewer than197934% of homes32% of homes

About 2972 Cleft Rock Rd

How much is 2972 Cleft Rock Rd, Mount Vernon, KY worth?

The TopHap Estimate for 2972 Cleft Rock Rd, Mount Vernon, KY is $138,251 as of Aug 30, 2026. The likely range is $128,466 to $148,036. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2972 Cleft Rock Rd, Mount Vernon, KY?

2972 Cleft Rock Rd, Mount Vernon, KY has 5 bedrooms, 3 bathrooms and 2,284 square feet of living space.

When was 2972 Cleft Rock Rd, Mount Vernon, KY built?

2972 Cleft Rock Rd, Mount Vernon, KY was built in 1979, making it 47 years old.

What schools serve 2972 Cleft Rock Rd, Mount Vernon, KY?

2972 Cleft Rock Rd, Mount Vernon, KY is assigned to Mt. Vernon Elementary School (elementary), rated C+; Rockcastle County Middle School (middle), rated B-; Rockcastle County High School (high), rated B+. All sit in Rockcastle County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2972 Cleft Rock Rd, Mount Vernon, KY compare to other homes in Mount Vernon 40456?

Among the 4,712 homes in Mount Vernon 40456, it is worth more than 61% of them ($138,251 against a typical $112,130), its price per square foot is higher than 16% of them ($61 against a typical $97), it is bigger than 93% of them (2,284 ft² against a typical 1,296 ft²) and it is newer than 34% of them (1979 against a typical 1990). Measured against all of Rockcastle County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2972 Cleft Rock Rd, Mount Vernon, KY?

The 2025 property tax bill for 2972 Cleft Rock Rd, Mount Vernon, KY was $936. The county assessed it at $115,000.

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