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Single Family ResidenceResidential
$114,983$65 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $114,100 on Jun 3, 2026

2978 TERRACE LN

ASHLAND, KY 41102
0
Baths
1,761 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$115K
$102K low$128K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$114,100 · Jun 3, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,284 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOYD
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2978 Terrace Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 86% of homes in Ashland 41102
  • Bigger than 73% of homes in Boyd County
  • Older than 87% of homes in Ashland 41102

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$426K

This home is worth more than 44% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$114,983
CheaperTypical $125,929Pricier

Pricier than 44% of homes nearby

Price per ft²$65
CheaperTypical $95Pricier

Pricier than 14% of homes nearby

Living area1,761 ft²
SmallerTypical 1,374 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.4 ac
SmallerTypical 0.44 acBigger

Bigger than 48% of homes nearby

Year built1940
OlderTypical 1971Newer

Newer than 13% of homes nearby

How 2978 Terrace Ln ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$114,98344% of homes53% of homes
Price per ft²pricier than$6514% of homes26% of homes
Living areabigger than1,761 ft²71% of homes73% of homes
Lot sizebigger than0.4 ac48% of homes56% of homes
Year builtnewer than194013% of homes27% of homes

About 2978 Terrace Ln

How much is 2978 Terrace Ln, Ashland, KY worth?

The TopHap Estimate for 2978 Terrace Ln, Ashland, KY is $114,983 as of Aug 30, 2026. The likely range is $102,350 to $127,616. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2978 Terrace Ln, Ashland, KY last sell?

2978 Terrace Ln, Ashland, KY last sold on Jun 3, 2026 for $114,100, according to the county's recorded deed.

How big is 2978 Terrace Ln, Ashland, KY?

2978 Terrace Ln, Ashland, KY has 1,761 square feet of living space and a 0.40-acre lot.

When was 2978 Terrace Ln, Ashland, KY built?

2978 Terrace Ln, Ashland, KY was built in 1940, making it 86 years old. The building has 1 story.

How does 2978 Terrace Ln, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,390 homes in Ashland 41102, it is worth more than 44% of them ($114,983 against a typical $125,929), its price per square foot is higher than 14% of them ($65 against a typical $95), it is bigger than 71% of them (1,761 ft² against a typical 1,374 ft²), its lot is bigger than 48% of them (0.4 ac against a typical 0.44 ac) and it is newer than 13% of them (1940 against a typical 1971). Measured against all of Boyd County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2978 Terrace Ln, Ashland, KY?

The 2025 property tax bill for 2978 Terrace Ln, Ashland, KY was $1,284. The county assessed it at $96,500.

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