Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$561,823$342 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

298 RIDGE DR

GEARHART, OR 97138
3
Beds
2
Baths
1,643 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$562K
$530K low$594K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$298,367
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$238,694
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,000
US BANK NA · recorded Feb 27, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$126,456
US BANK NA ND

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,823 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$344,668 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$344,668
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,915
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$543,918

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyClatsop
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²Patio · 384 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gearhart Elementary School
Elementary · Grades KG–5 · 0.1 mi
H
Seaside High SchoolD-
High · Grades 9–12 · 2.8 mi
M
Broadway Middle SchoolB
Middle · Grades 6–8 · 2.8 mi

District: Seaside School District 10

Neighborhood · ZIP 97138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.298

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,187
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.135 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

298 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Seaside 97138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$1.6M

This home is worth more than 62% of homes in Seaside 97138.

How it measures up in Seaside 97138

The dot is this home. The mark in the middle is the typical home in Seaside 97138.

Estimated value$561,823
CheaperTypical $491,704Pricier

Pricier than 62% of homes nearby

Price per ft²$342
CheaperTypical $357Pricier

Pricier than 44% of homes nearby

Living area1,643 ft²
SmallerTypical 1,397 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.21 ac
SmallerTypical 0.22 acBigger

Bigger than 49% of homes nearby

Year built1976
OlderTypical 1976Newer

Newer than 51% of homes nearby

How 298 Ridge Dr ranks against every home in each area.
MeasureThis homeSeaside 97138Clatsop County
Estimated valuepricier than$561,82362% of homes61% of homes
Price per ft²pricier than$34244% of homes54% of homes
Living areabigger than1,643 ft²62% of homes58% of homes
Lot sizebigger than0.21 ac49% of homes44% of homes
Year builtnewer than197651% of homes52% of homes

About 298 Ridge Dr

How much is 298 Ridge Dr, Gearhart, OR worth?

The TopHap Estimate for 298 Ridge Dr, Gearhart, OR is $561,823 as of Jul 14, 2026. The likely range is $529,872 to $593,774. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 298 Ridge Dr, Gearhart, OR?

298 Ridge Dr, Gearhart, OR has 3 bedrooms, 2 bathrooms, 1,643 square feet of living space and a 0.21-acre lot.

When was 298 Ridge Dr, Gearhart, OR built?

298 Ridge Dr, Gearhart, OR was built in 1976, making it 50 years old. It is a modern home. The building has 2 stories.

What schools serve 298 Ridge Dr, Gearhart, OR?

298 Ridge Dr, Gearhart, OR is assigned to Gearhart Elementary School (elementary); Seaside High School (high), rated D-; Broadway Middle School (middle), rated B. All sit in Seaside School District 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 298 Ridge Dr, Gearhart, OR compare to other homes in Seaside 97138?

Among the 7,431 homes in Seaside 97138, it is worth more than 62% of them ($561,823 against a typical $491,704), its price per square foot is higher than 44% of them ($342 against a typical $357), it is bigger than 62% of them (1,643 ft² against a typical 1,397 ft²), its lot is bigger than 49% of them (0.21 ac against a typical 0.22 ac) and it is newer than 51% of them (1976 against a typical 1976). Measured against all of Clatsop County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 298 Ridge Dr, Gearhart, OR?

The 2025 property tax bill for 298 Ridge Dr, Gearhart, OR was $2,823. The county assessed it at $344,668.

Closest homes

More homes in Gearhart 97138

Assigned schools

Explore the area

See this home in context

Open 298 Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map