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Single Family ResidenceResidential
$164,091$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $143,000 on Jun 25, 2020

2981 GARDEN TER NE

PALM BAY, FL 32905
3
Beds
1
Baths
1,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$164K
$132K low$197K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$143,000 · Jun 25, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,707 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$135,750 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$132,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,830

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
31
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBREVARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gravity
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 464 ft²Patio · 375 ft²Porch · 104 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Palm Bay Elementary SchoolB
Elementary · Grades EE–6 · 0.8 mi
H
Palm Bay Magner High SchoolD-
High · Grades 9–12 · 3.0 mi
M
Stone Magnet Middle SchoolD
Middle · Grades 7–8 · 3.2 mi

District: Brevard County School District

Neighborhood · ZIP 32905These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,209 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,155
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,502
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2981 Garden Ter Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Brevard County
  • Costs less per square foot than 97% of homes in Brevard County
  • Smaller than 68% of homes in Brevard County
  • Has a smaller lot than 69% of homes in Brevard County
  • Older than 93% of homes in Palm Bay 32905

What homes are worth in Palm Bay 32905

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$561K

This home is worth more than 26% of homes in Palm Bay 32905.

How it measures up in Palm Bay 32905

The dot is this home. The mark in the middle is the typical home in Palm Bay 32905.

Estimated value$164,091
CheaperTypical $218,375Pricier

Pricier than 26% of homes nearby

Price per ft²$122
CheaperTypical $169Pricier

Pricier than 9% of homes nearby

Living area1,340 ft²
SmallerTypical 1,264 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.17 ac
SmallerTypical 0.18 acBigger

Bigger than 40% of homes nearby

Year built1961
OlderTypical 1980Newer

Newer than 7% of homes nearby

How 2981 Garden Ter Ne ranks against every home in each area.
MeasureThis homePalm Bay 32905Brevard County
Estimated valuepricier than$164,09126% of homes8% of homes
Price per ft²pricier than$1229% of homes3% of homes
Living areabigger than1,340 ft²58% of homes32% of homes
Lot sizebigger than0.17 ac40% of homes31% of homes
Year builtnewer than19617% of homes9% of homes

About 2981 Garden Ter Ne

How much is 2981 Garden Ter Ne, Palm Bay, FL worth?

The TopHap Estimate for 2981 Garden Ter Ne, Palm Bay, FL is $164,091 as of Sep 24, 2026. The likely range is $131,526 to $196,656. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2981 Garden Ter Ne, Palm Bay, FL last sell?

2981 Garden Ter Ne, Palm Bay, FL last sold on Jun 25, 2020 for $143,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 2981 Garden Ter Ne, Palm Bay, FL?

2981 Garden Ter Ne, Palm Bay, FL has 3 bedrooms, 1 bathrooms, 1,340 square feet of living space and a 0.17-acre lot.

When was 2981 Garden Ter Ne, Palm Bay, FL built?

2981 Garden Ter Ne, Palm Bay, FL was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 2981 Garden Ter Ne, Palm Bay, FL?

2981 Garden Ter Ne, Palm Bay, FL is assigned to Palm Bay Elementary School (elementary), rated B; Palm Bay Magner High School (high), rated D-; Stone Magnet Middle School (middle), rated D. All sit in Brevard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2981 Garden Ter Ne, Palm Bay, FL compare to other homes in Palm Bay 32905?

Among the 9,934 homes in Palm Bay 32905, it is worth more than 26% of them ($164,091 against a typical $218,375), its price per square foot is higher than 9% of them ($122 against a typical $169), it is bigger than 58% of them (1,340 ft² against a typical 1,264 ft²), its lot is bigger than 40% of them (0.17 ac against a typical 0.18 ac) and it is newer than 7% of them (1961 against a typical 1980). Measured against all of Brevard County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2981 Garden Ter Ne, Palm Bay, FL?

The 2025 property tax bill for 2981 Garden Ter Ne, Palm Bay, FL was $1,707. The county assessed it at $135,750.

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