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Single Family ResidenceResidential
$416,792$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

2982 181ST ST

CLEARWATER, MN 55320
3
Beds
1.5
Baths
1,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.75 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$417K
$388K low$445K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,184 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$398,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$124,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$274,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$380,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$398,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.4.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kimball Elementary SchoolB
Elementary · Grades EE–6 · 7.9 mi
M
Kimball Area High SchoolB-
Middle · Grades 7–12 · 8.1 mi

District: Kimball Public School District

Neighborhood · ZIP 55320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,607
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2982 181st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Stearns County
  • Costs more per square foot than 75% of homes in Stearns County
  • Bigger than 67% of homes in Stearns County
  • Has a bigger lot than 84% of homes in Stearns County
  • Newer than 95% of homes in Stearns County

What homes are worth in Clearwater 55320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$907K

This home is worth more than 66% of homes in Clearwater 55320.

How it measures up in Clearwater 55320

The dot is this home. The mark in the middle is the typical home in Clearwater 55320.

Estimated value$416,792
CheaperTypical $352,113Pricier

Pricier than 66% of homes nearby

Price per ft²$264
CheaperTypical $262Pricier

Pricier than 52% of homes nearby

Living area1,580 ft²
SmallerTypical 1,395 ft²Bigger

Bigger than 64% of homes nearby

Lot size4.75 ac
SmallerTypical 1.7 acBigger

Bigger than 70% of homes nearby

Year built2016
OlderTypical 1993Newer

Newer than 91% of homes nearby

How 2982 181st St ranks against every home in each area.
MeasureThis homeClearwater 55320Stearns County
Estimated valuepricier than$416,79266% of homes79% of homes
Price per ft²pricier than$26452% of homes75% of homes
Living areabigger than1,580 ft²64% of homes67% of homes
Lot sizebigger than4.75 ac70% of homes84% of homes
Year builtnewer than201691% of homes95% of homes

About 2982 181st St

How much is 2982 181st St, Clearwater, MN worth?

The TopHap Estimate for 2982 181st St, Clearwater, MN is $416,792 as of Sep 24, 2026. The likely range is $388,346 to $445,238. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2982 181st St, Clearwater, MN last sell?

2982 181st St, Clearwater, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2982 181st St, Clearwater, MN?

2982 181st St, Clearwater, MN has 3 bedrooms, 1.5 bathrooms, 1,580 square feet of living space and a 4.75-acre lot.

When was 2982 181st St, Clearwater, MN built?

2982 181st St, Clearwater, MN was built in 2016, making it 10 years old. The building has 2 stories.

What schools serve 2982 181st St, Clearwater, MN?

2982 181st St, Clearwater, MN is assigned to Kimball Elementary School (elementary), rated B; Kimball Area High School (middle), rated B-. All sit in Kimball Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2982 181st St, Clearwater, MN compare to other homes in Clearwater 55320?

Among the 2,073 homes in Clearwater 55320, it is worth more than 66% of them ($416,792 against a typical $352,113), its price per square foot is higher than 52% of them ($264 against a typical $262), it is bigger than 64% of them (1,580 ft² against a typical 1,395 ft²), its lot is bigger than 70% of them (4.75 ac against a typical 1.7 ac) and it is newer than 91% of them (2016 against a typical 1993). Measured against all of Stearns County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2982 181st St, Clearwater, MN?

The 2026 property tax bill for 2982 181st St, Clearwater, MN was $3,184. The county assessed it at $398,400.

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