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Single Family ResidenceResidential
$321,744$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $225,600 on Nov 10, 2016

2985 COUNTY ROAD 39

WATERLOO, IN 46793
3
Beds
2
Baths
1,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.03 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$303K low$340K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,600 · Nov 10, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,540 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$261,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.3.03
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo Elementary SchoolD
Elementary · Grades PK–5 · 0.8 mi
M
Dekalb Middle SchoolB+
Middle · Grades 6–8 · 2.0 mi
H
Dekalb High School
High · Grades 9–12 · 2.2 mi

District: Dekalb County Central United School District

Neighborhood · ZIP 46793These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,098
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2985 County Road 39 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Waterloo 46793
  • Costs more per square foot than 72% of homes in Waterloo 46793
  • Has a bigger lot than 81% of homes in DeKalb County
  • Newer than 91% of homes in Waterloo 46793

What homes are worth in Waterloo 46793

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$666K

This home is worth more than 71% of homes in Waterloo 46793.

How it measures up in Waterloo 46793

The dot is this home. The mark in the middle is the typical home in Waterloo 46793.

Estimated value$321,744
CheaperTypical $242,482Pricier

Pricier than 71% of homes nearby

Price per ft²$185
CheaperTypical $148Pricier

Pricier than 72% of homes nearby

Living area1,736 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 54% of homes nearby

Lot size3.03 ac
SmallerTypical 0.92 acBigger

Bigger than 74% of homes nearby

Year built2007
OlderTypical 1972Newer

Newer than 91% of homes nearby

How 2985 County Road 39 ranks against every home in each area.
MeasureThis homeWaterloo 46793DeKalb County
Estimated valuepricier than$321,74471% of homes70% of homes
Price per ft²pricier than$18572% of homes68% of homes
Living areabigger than1,736 ft²54% of homes58% of homes
Lot sizebigger than3.03 ac74% of homes81% of homes
Year builtnewer than200791% of homes88% of homes

About 2985 County Road 39

How much is 2985 County Road 39, Waterloo, IN worth?

The TopHap Estimate for 2985 County Road 39, Waterloo, IN is $321,744 as of Oct 21, 2026. The likely range is $303,471 to $340,017. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2985 County Road 39, Waterloo, IN last sell?

2985 County Road 39, Waterloo, IN last sold on Nov 10, 2016 for $225,600, according to the county's recorded deed.

How big is 2985 County Road 39, Waterloo, IN?

2985 County Road 39, Waterloo, IN has 3 bedrooms, 2 bathrooms, 1,736 square feet of living space and a 3.03-acre lot.

When was 2985 County Road 39, Waterloo, IN built?

2985 County Road 39, Waterloo, IN was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 2985 County Road 39, Waterloo, IN?

2985 County Road 39, Waterloo, IN is assigned to Waterloo Elementary School (elementary), rated D; Dekalb Middle School (middle), rated B+; Dekalb High School (high). All sit in Dekalb County Central United School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2985 County Road 39, Waterloo, IN compare to other homes in Waterloo 46793?

Among the 1,610 homes in Waterloo 46793, it is worth more than 71% of them ($321,744 against a typical $242,482), its price per square foot is higher than 72% of them ($185 against a typical $148), it is bigger than 54% of them (1,736 ft² against a typical 1,680 ft²), its lot is bigger than 74% of them (3.03 ac against a typical 0.92 ac) and it is newer than 91% of them (2007 against a typical 1972). Measured against all of DeKalb County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2985 County Road 39, Waterloo, IN?

The 2025 property tax bill for 2985 County Road 39, Waterloo, IN was $1,540. The county assessed it at $259,800.

More homes on County Road 39

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