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Single Family ResidenceResidential
$650,000$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $395,000 on May 2, 2022

2988 COTTONWOOD PL

CHARLES CITY, IA 50616
5
Beds
4 / 2
Baths
3,474 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.83 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
16
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$650K
$486K low$814K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,000 · May 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,030 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$552,010 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$499,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$606,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$552,010

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyFLOYD
Lot (acres)The size of the land the home sits on, from county records.1.83
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,176 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charles City Middle SchoolD+
Middle · Grades 5–8 · 1.3 mi
H
Charles City High SchoolD
High · Grades 9–12 · 1.3 mi
E
Washington Elementary School
Elementary · Grades PK–1 · 2.6 mi

District: Charles City Community School District

Neighborhood · ZIP 50616These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,638
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,587
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,971
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2988 Cottonwood Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Charles City 50616
  • Costs more per square foot than 85% of homes in Charles City 50616
  • Bigger than 98% of homes in Charles City 50616
  • Has a bigger lot than 81% of homes in Charles City 50616
  • Among the newest homes in Charles City 50616

What homes are worth in Charles City 50616

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$501K

This home is worth more than almost all homes in Charles City 50616.

How it measures up in Charles City 50616

The dot is this home. The mark in the middle is the typical home in Charles City 50616.

Estimated value$650,000
CheaperTypical $133,415Pricier

Pricier than almost all homes nearby

Price per ft²$187
CheaperTypical $103Pricier

Pricier than 85% of homes nearby

Living area3,474 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.83 ac
SmallerTypical 0.24 acBigger

Bigger than 81% of homes nearby

Year built2023
OlderTypical 1965Newer

Newer than almost all homes nearby

How 2988 Cottonwood Pl ranks against every home in each area.
MeasureThis homeCharles City 50616Floyd County
Estimated valuepricier than$650,000almost all homesalmost all homes
Price per ft²pricier than$18785% of homes85% of homes
Living areabigger than3,474 ft²98% of homes98% of homes
Lot sizebigger than1.83 ac81% of homes72% of homes
Year builtnewer than2023almost all homesalmost all homes

About 2988 Cottonwood Pl

How much is 2988 Cottonwood Pl, Charles City, IA worth?

The TopHap Estimate for 2988 Cottonwood Pl, Charles City, IA is $650,000 as of Sep 24, 2026. The likely range is $486,240 to $813,760. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2988 Cottonwood Pl, Charles City, IA last sell?

2988 Cottonwood Pl, Charles City, IA last sold on May 2, 2022 for $395,000, according to the county's recorded deed.

How big is 2988 Cottonwood Pl, Charles City, IA?

2988 Cottonwood Pl, Charles City, IA has 5 bedrooms, 4 bathrooms, 3,474 square feet of living space and a 1.83-acre lot.

When was 2988 Cottonwood Pl, Charles City, IA built?

2988 Cottonwood Pl, Charles City, IA was built in 2023, making it 3 years old. It is a split level home. The building has 1 story.

What schools serve 2988 Cottonwood Pl, Charles City, IA?

2988 Cottonwood Pl, Charles City, IA is assigned to Charles City Middle School (middle), rated D+; Charles City High School (high), rated D; Washington Elementary School (elementary). All sit in Charles City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2988 Cottonwood Pl, Charles City, IA compare to other homes in Charles City 50616?

Among the 4,423 homes in Charles City 50616, it is worth more than almost all of them ($650,000 against a typical $133,415), its price per square foot is higher than 85% of them ($187 against a typical $103), it is bigger than 98% of them (3,474 ft² against a typical 1,344 ft²), its lot is bigger than 81% of them (1.83 ac against a typical 0.24 ac) and it is newer than almost all of them (2023 against a typical 1965). Measured against all of Floyd County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2988 Cottonwood Pl, Charles City, IA?

The 2026 property tax bill for 2988 Cottonwood Pl, Charles City, IA was $6,030. The county assessed it at $552,010.

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