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Residential (General/Single)Residential
$130,375
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $97,157 on May 27, 2026

2ND AVE SE

SPENCER, IA 51301
0
Baths
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.

Valuation

$130K
$105K low$155K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$97,157 · May 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$822 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$53,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.23
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spencer High SchoolB+
High · Grades 9–12 · 0.6 mi
E
Fairview Park Elementary School
Elementary · Grades 1–2 · 1.4 mi
M
Spencer Middle SchoolA
Middle · Grades 7–8 · 1.4 mi

District: Spencer Community School District

Neighborhood · ZIP 51301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,070
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2nd Ave Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Spencer 51301
  • Newer than 93% of homes in Spencer 51301

What homes are worth in Spencer 51301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$536K

This home is worth more than 31% of homes in Spencer 51301.

How it measures up in Spencer 51301

The dot is this home. The mark in the middle is the typical home in Spencer 51301.

Estimated value$130,375
CheaperTypical $170,720Pricier

Pricier than 31% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 51% of homes nearby

Year built2007
OlderTypical 1958Newer

Newer than 93% of homes nearby

How 2nd Ave Se ranks against every home in each area.
MeasureThis homeSpencer 51301Clay County
Estimated valuepricier than$130,37531% of homes38% of homes
Lot sizebigger than0.23 ac51% of homes43% of homes
Year builtnewer than200793% of homes93% of homes

About 2nd Ave Se

How much is 2nd Ave Se, Spencer, IA worth?

The TopHap Estimate for 2nd Ave Se, Spencer, IA is $130,375 as of Sep 24, 2026. The likely range is $105,357 to $155,393. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2nd Ave Se, Spencer, IA last sell?

2nd Ave Se, Spencer, IA last sold on May 27, 2026 for $97,157, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 2nd Ave Se, Spencer, IA built?

2nd Ave Se, Spencer, IA was built in 2007, making it 19 years old.

What schools serve 2nd Ave Se, Spencer, IA?

2nd Ave Se, Spencer, IA is assigned to Spencer High School (high), rated B+; Fairview Park Elementary School (elementary); Spencer Middle School (middle), rated A. All sit in Spencer Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2nd Ave Se, Spencer, IA compare to other homes in Spencer 51301?

Among the 5,011 homes in Spencer 51301, it is worth more than 31% of them ($130,375 against a typical $170,720), its lot is bigger than 51% of them (0.23 ac against a typical 0.23 ac) and it is newer than 93% of them (2007 against a typical 1958). Measured against all of Clay County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2nd Ave Se, Spencer, IA?

The 2025 property tax bill for 2nd Ave Se, Spencer, IA was $822. The county assessed it at $53,650.

More homes on 2nd Ave Se

Closest homes

More homes in Spencer 51301

Assigned schools

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