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Single Family ResidenceResidential
$479,218$341 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $350,000 on Mar 24, 2008

3 CLAY ST

WHARTON, NJ 07885
0
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$479K
$451K low$508K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Mar 24, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,558 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$384,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$244,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$384,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Alfred C. MacKinnon Middle SchoolC
Middle · Grades 6–8 · 1.1 mi
E
Marie V. Duffy Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
H
Morris Hills High SchoolB+
High · Grades 9–12 · 2.9 mi

District: Wharton Borough School District

Neighborhood · ZIP 07885These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,605
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Morris County
  • Costs more per square foot than 68% of homes in Wharton 07885
  • Smaller than 78% of homes in Morris County
  • Has a smaller lot than 66% of homes in Morris County
  • Older than 91% of homes in Morris County

What homes are worth in Wharton 07885

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$798K

This home is worth more than 39% of homes in Wharton 07885.

How it measures up in Wharton 07885

The dot is this home. The mark in the middle is the typical home in Wharton 07885.

Estimated value$479,218
CheaperTypical $508,882Pricier

Pricier than 39% of homes nearby

Price per ft²$341
CheaperTypical $317Pricier

Pricier than 68% of homes nearby

Living area1,404 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 54% of homes nearby

Year built1925
OlderTypical 1959Newer

Newer than 19% of homes nearby

How 3 Clay St ranks against every home in each area.
MeasureThis homeWharton 07885Morris County
Estimated valuepricier than$479,21839% of homes14% of homes
Price per ft²pricier than$34168% of homes39% of homes
Living areabigger than1,404 ft²36% of homes22% of homes
Lot sizebigger than0.23 ac54% of homes34% of homes
Year builtnewer than192519% of homes9% of homes

About 3 Clay St

How much is 3 Clay St, Wharton, NJ worth?

The TopHap Estimate for 3 Clay St, Wharton, NJ is $479,218 as of Aug 30, 2026. The likely range is $450,546 to $507,890. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Clay St, Wharton, NJ last sell?

3 Clay St, Wharton, NJ last sold on Mar 24, 2008 for $350,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3 Clay St, Wharton, NJ?

3 Clay St, Wharton, NJ has 1,404 square feet of living space and a 0.23-acre lot.

When was 3 Clay St, Wharton, NJ built?

3 Clay St, Wharton, NJ was built in 1925, making it 101 years old. The building has 2 stories.

What schools serve 3 Clay St, Wharton, NJ?

3 Clay St, Wharton, NJ is assigned to Alfred C. MacKinnon Middle School (middle), rated C; Marie V. Duffy Elementary School (elementary), rated B-; Morris Hills High School (high), rated B+. All sit in Wharton Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Clay St, Wharton, NJ compare to other homes in Wharton 07885?

Among the 3,399 homes in Wharton 07885, it is worth more than 39% of them ($479,218 against a typical $508,882), its price per square foot is higher than 68% of them ($341 against a typical $317), it is bigger than 36% of them (1,404 ft² against a typical 1,568 ft²), its lot is bigger than 54% of them (0.23 ac against a typical 0.21 ac) and it is newer than 19% of them (1925 against a typical 1959). Measured against all of Morris County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Clay St, Wharton, NJ?

The 2024 property tax bill for 3 Clay St, Wharton, NJ was $9,558. The county assessed it at $384,400.

More homes on Clay St

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Assigned schools

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