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Single Family ResidenceResidential
$87,952$41 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $20,000 on Jun 29, 2011

3 DEGRAFF ST

AMSTERDAM, NY 12010
6
Beds
2
Baths
2,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$88K
$58K low$118K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Jun 29, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,003 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,647

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 534 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marie Curie Institute of Engineering and CommunicationsC-
Elementary · Grades PK–5 · 0.9 mi
M
Wilbur H Lynch Literacy AcademyD-
Middle · Grades 6–8 · 1.5 mi
H
Amsterdam High SchoolD
High · Grades 9–12 · 2.4 mi

District: Amsterdam City School District

Neighborhood · ZIP 12010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,758
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,860
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Degraff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Amsterdam 12010
  • Among the lowest price per square foot in Amsterdam 12010
  • Bigger than 74% of homes in Montgomery County
  • Has a smaller lot than 93% of homes in Montgomery County
  • Older than 75% of homes in Amsterdam 12010

What homes are worth in Amsterdam 12010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$624K

This home is worth more than 2% of homes in Amsterdam 12010.

How it measures up in Amsterdam 12010

The dot is this home. The mark in the middle is the typical home in Amsterdam 12010.

Estimated value$87,952
CheaperTypical $243,781Pricier

Pricier than 2% of homes nearby

Price per ft²$41
CheaperTypical $169Pricier

Cheaper than almost all homes nearby

Living area2,136 ft²
SmallerTypical 1,723 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.1 ac
SmallerTypical 0.29 acBigger

Bigger than 10% of homes nearby

Year built1904
OlderTypical 1940Newer

Newer than 25% of homes nearby

How 3 Degraff St ranks against every home in each area.
MeasureThis homeAmsterdam 12010Montgomery County
Estimated valuepricier than$87,9522% of homes8% of homes
Price per ft²pricier than$41almost no homes4% of homes
Living areabigger than2,136 ft²69% of homes74% of homes
Lot sizebigger than0.1 ac10% of homes7% of homes
Year builtnewer than190425% of homes32% of homes

About 3 Degraff St

How much is 3 Degraff St, Amsterdam, NY worth?

The TopHap Estimate for 3 Degraff St, Amsterdam, NY is $87,952 as of Oct 21, 2026. The likely range is $57,789 to $118,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Degraff St, Amsterdam, NY last sell?

3 Degraff St, Amsterdam, NY last sold on Jun 29, 2011 for $20,000, according to the county's recorded deed.

How big is 3 Degraff St, Amsterdam, NY?

3 Degraff St, Amsterdam, NY has 6 bedrooms, 2 bathrooms, 2,136 square feet of living space and a 0.10-acre lot.

When was 3 Degraff St, Amsterdam, NY built?

3 Degraff St, Amsterdam, NY was built in 1904, making it 122 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3 Degraff St, Amsterdam, NY?

3 Degraff St, Amsterdam, NY is assigned to Marie Curie Institute of Engineering and Communications (elementary), rated C-; Wilbur H Lynch Literacy Academy (middle), rated D-; Amsterdam High School (high), rated D. All sit in Amsterdam City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Degraff St, Amsterdam, NY compare to other homes in Amsterdam 12010?

Among the 9,297 homes in Amsterdam 12010, it is worth more than 2% of them ($87,952 against a typical $243,781), its price per square foot is higher than almost none of them ($41 against a typical $169), it is bigger than 69% of them (2,136 ft² against a typical 1,723 ft²), its lot is bigger than 10% of them (0.1 ac against a typical 0.29 ac) and it is newer than 25% of them (1904 against a typical 1940). Measured against all of Montgomery County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Degraff St, Amsterdam, NY?

The 2026 property tax bill for 3 Degraff St, Amsterdam, NY was $2,003. The county assessed it at $40,000.

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