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Single Family ResidenceResidential
$926,456$607 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $480,000 on Dec 3, 2015

3 FERN AVE

CHATHAM, NJ 07928
0
Baths
1,526 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$926K
$851K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Dec 3, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,195 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$629,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$350,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$629,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$629,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Milton Avenue SchoolA+
Elementary · Grades PK–3 · 0.8 mi
M
Chatham Middle SchoolB+
Middle · Grades 6–8 · 0.9 mi
H
Chatham High SchoolB+
High · Grades 9–12 · 1.2 mi

District: The Chathams School District

Neighborhood · ZIP 07928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$208,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$282,042
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Fern Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Chatham 07928
  • Costs more per square foot than 96% of homes in Morris County
  • Smaller than 76% of homes in Chatham 07928
  • Has a smaller lot than 78% of homes in Chatham 07928
  • Older than 90% of homes in Morris County

What homes are worth in Chatham 07928

Each bar is how many homes fall in that price range. The marker is this home.

This home
$431K$3.6M

This home is worth more than 21% of homes in Chatham 07928.

How it measures up in Chatham 07928

The dot is this home. The mark in the middle is the typical home in Chatham 07928.

Estimated value$926,456
CheaperTypical $1,353,601Pricier

Pricier than 21% of homes nearby

Price per ft²$607
CheaperTypical $604Pricier

Pricier than 51% of homes nearby

Living area1,526 ft²
SmallerTypical 2,246 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.17 ac
SmallerTypical 0.33 acBigger

Bigger than 22% of homes nearby

Year built1927
OlderTypical 1959Newer

Newer than 11% of homes nearby

How 3 Fern Ave ranks against every home in each area.
MeasureThis homeChatham 07928Morris County
Estimated valuepricier than$926,45621% of homes73% of homes
Price per ft²pricier than$60751% of homes96% of homes
Living areabigger than1,526 ft²24% of homes28% of homes
Lot sizebigger than0.17 ac22% of homes25% of homes
Year builtnewer than192711% of homes10% of homes

About 3 Fern Ave

How much is 3 Fern Ave, Chatham, NJ worth?

The TopHap Estimate for 3 Fern Ave, Chatham, NJ is $926,456 as of Sep 24, 2026. The likely range is $850,694 to $1,002,218. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Fern Ave, Chatham, NJ last sell?

3 Fern Ave, Chatham, NJ last sold on Dec 3, 2015 for $480,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3 Fern Ave, Chatham, NJ?

3 Fern Ave, Chatham, NJ has 1,526 square feet of living space and a 0.17-acre lot.

When was 3 Fern Ave, Chatham, NJ built?

3 Fern Ave, Chatham, NJ was built in 1927, making it 99 years old. The building has 2 stories.

What schools serve 3 Fern Ave, Chatham, NJ?

3 Fern Ave, Chatham, NJ is assigned to Milton Avenue School (elementary), rated A+; Chatham Middle School (middle), rated B+; Chatham High School (high), rated B+. All sit in The Chathams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Fern Ave, Chatham, NJ compare to other homes in Chatham 07928?

Among the 6,434 homes in Chatham 07928, it is worth more than 21% of them ($926,456 against a typical $1,353,601), its price per square foot is higher than 51% of them ($607 against a typical $604), it is bigger than 24% of them (1,526 ft² against a typical 2,246 ft²), its lot is bigger than 22% of them (0.17 ac against a typical 0.33 ac) and it is newer than 11% of them (1927 against a typical 1959). Measured against all of Morris County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Fern Ave, Chatham, NJ?

The 2024 property tax bill for 3 Fern Ave, Chatham, NJ was $10,195. The county assessed it at $629,700.

More homes on Fern Ave

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