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Single Family ResidenceResidential
$656,407$403 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $427,000 on Mar 16, 2022

3 HARD BARGAIN RD

OAK RIDGE, NJ 07438
0
Baths
1,630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$656K
$630K low$683K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$427,000 · Mar 16, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,005 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$433,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$194,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$238,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$433,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$433,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.109 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cozy Lake Elementary School
Elementary · Grades 1–2 · 1.3 mi
H
Jefferson Township High SchoolC-
High · Grades 9–12 · 2.2 mi
M
Jefferson Township Middle SchoolB-
Middle · Grades 6–8 · 2.3 mi

District: Jefferson Township School District

Neighborhood · ZIP 07438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,132
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,254
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Hard Bargain Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Oak Ridge 07438
  • Costs more per square foot than 86% of homes in Oak Ridge 07438
  • Smaller than 67% of homes in Morris County
  • Has a bigger lot than 77% of homes in Morris County
  • Newer than 90% of homes in Oak Ridge 07438

What homes are worth in Oak Ridge 07438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$918K

This home is worth more than 74% of homes in Oak Ridge 07438.

How it measures up in Oak Ridge 07438

The dot is this home. The mark in the middle is the typical home in Oak Ridge 07438.

Estimated value$656,407
CheaperTypical $550,626Pricier

Pricier than 74% of homes nearby

Price per ft²$403
CheaperTypical $309Pricier

Pricier than 86% of homes nearby

Living area1,630 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.69 ac
SmallerTypical 0.48 acBigger

Bigger than 65% of homes nearby

Year built1997
OlderTypical 1970Newer

Newer than 90% of homes nearby

How 3 Hard Bargain Rd ranks against every home in each area.
MeasureThis homeOak Ridge 07438Morris County
Estimated valuepricier than$656,40774% of homes41% of homes
Price per ft²pricier than$40386% of homes66% of homes
Living areabigger than1,630 ft²40% of homes33% of homes
Lot sizebigger than0.69 ac65% of homes77% of homes
Year builtnewer than199790% of homes85% of homes

About 3 Hard Bargain Rd

How much is 3 Hard Bargain Rd, Oak Ridge, NJ worth?

The TopHap Estimate for 3 Hard Bargain Rd, Oak Ridge, NJ is $656,407 as of Oct 21, 2026. The likely range is $630,136 to $682,678. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Hard Bargain Rd, Oak Ridge, NJ last sell?

3 Hard Bargain Rd, Oak Ridge, NJ last sold on Mar 16, 2022 for $427,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3 Hard Bargain Rd, Oak Ridge, NJ?

3 Hard Bargain Rd, Oak Ridge, NJ has 1,630 square feet of living space and a 0.69-acre lot.

When was 3 Hard Bargain Rd, Oak Ridge, NJ built?

3 Hard Bargain Rd, Oak Ridge, NJ was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 3 Hard Bargain Rd, Oak Ridge, NJ?

3 Hard Bargain Rd, Oak Ridge, NJ is assigned to Cozy Lake Elementary School (elementary); Jefferson Township High School (high), rated C-; Jefferson Township Middle School (middle), rated B-. All sit in Jefferson Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Hard Bargain Rd, Oak Ridge, NJ compare to other homes in Oak Ridge 07438?

Among the 3,831 homes in Oak Ridge 07438, it is worth more than 74% of them ($656,407 against a typical $550,626), its price per square foot is higher than 86% of them ($403 against a typical $309), it is bigger than 40% of them (1,630 ft² against a typical 1,824 ft²), its lot is bigger than 65% of them (0.69 ac against a typical 0.48 ac) and it is newer than 90% of them (1997 against a typical 1970). Measured against all of Morris County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Hard Bargain Rd, Oak Ridge, NJ?

The 2024 property tax bill for 3 Hard Bargain Rd, Oak Ridge, NJ was $13,005. The county assessed it at $433,200.

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