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Single Family ResidenceResidential
$288,827$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3 HARDING ST

OTISVILLE, NY 10963
3
Beds
2 / 1
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$289K
$262K low$316K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.0.56
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otisville Elementary SchoolC+
Elementary · Grades KG–5 · 0.8 mi
H
Minisink Valley High SchoolB
High · Grades 9–12 · 6.0 mi
M
Minisink Valley Middle SchoolB+
Middle · Grades 6–8 · 6.2 mi

District: Minisink Valley Central School District

Neighborhood · ZIP 10963These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.305 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,302
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,465
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Harding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Orange County
  • Costs less per square foot than 88% of homes in Orange County
  • Smaller than 69% of homes in Otisville 10963
  • Has a smaller lot than 68% of homes in Otisville 10963
  • Older than 80% of homes in Orange County

What homes are worth in Otisville 10963

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$764K

This home is worth more than 18% of homes in Otisville 10963.

How it measures up in Otisville 10963

The dot is this home. The mark in the middle is the typical home in Otisville 10963.

Estimated value$288,827
CheaperTypical $425,277Pricier

Pricier than 18% of homes nearby

Price per ft²$202
CheaperTypical $236Pricier

Pricier than 26% of homes nearby

Living area1,428 ft²
SmallerTypical 1,818 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.56 ac
SmallerTypical 1.1 acBigger

Bigger than 32% of homes nearby

Year built1938
OlderTypical 1973Newer

Newer than 21% of homes nearby

How 3 Harding St ranks against every home in each area.
MeasureThis homeOtisville 10963Orange County
Estimated valuepricier than$288,82718% of homes12% of homes
Price per ft²pricier than$20226% of homes12% of homes
Living areabigger than1,428 ft²31% of homes31% of homes
Lot sizebigger than0.56 ac32% of homes61% of homes
Year builtnewer than193821% of homes20% of homes

About 3 Harding St

How much is 3 Harding St, Otisville, NY worth?

The TopHap Estimate for 3 Harding St, Otisville, NY is $288,827 as of Sep 24, 2026. The likely range is $261,636 to $316,018. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3 Harding St, Otisville, NY?

3 Harding St, Otisville, NY has 3 bedrooms, 2 bathrooms, 1,428 square feet of living space and a 0.56-acre lot.

When was 3 Harding St, Otisville, NY built?

3 Harding St, Otisville, NY was built in 1938, making it 88 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3 Harding St, Otisville, NY?

3 Harding St, Otisville, NY is assigned to Otisville Elementary School (elementary), rated C+; Minisink Valley High School (high), rated B; Minisink Valley Middle School (middle), rated B+. All sit in Minisink Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Harding St, Otisville, NY compare to other homes in Otisville 10963?

Among the 906 homes in Otisville 10963, it is worth more than 18% of them ($288,827 against a typical $425,277), its price per square foot is higher than 26% of them ($202 against a typical $236), it is bigger than 31% of them (1,428 ft² against a typical 1,818 ft²), its lot is bigger than 32% of them (0.56 ac against a typical 1.1 ac) and it is newer than 21% of them (1938 against a typical 1973). Measured against all of Orange County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Harding St

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Assigned schools

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