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Single Family ResidenceResidential
$777,659$418 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3 JAMES ST

LINCROFT, NJ 07738
3
Beds
1.5
Baths
1,860 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$778K
$739K low$816K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,370 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$722,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$493,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$228,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$642,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$722,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 64 ft²Patio · 448 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Middletown High School SouthB
High · Grades 9–12 · 0.9 mi
E
Lincroft Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi
M
Thompson Middle SchoolA
Middle · Grades 6–8 · 1.5 mi

District: Middletown Township School District

Neighborhood · ZIP 07738These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,161
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,241 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,012
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$196,085
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Lincroft 07738
  • Smaller than 82% of homes in Lincroft 07738
  • Has a smaller lot than 69% of homes in Lincroft 07738
  • Older than 80% of homes in Lincroft 07738

What homes are worth in Lincroft 07738

Each bar is how many homes fall in that price range. The marker is this home.

This home
$626K$2.4M

This home is worth more than 10% of homes in Lincroft 07738.

How it measures up in Lincroft 07738

The dot is this home. The mark in the middle is the typical home in Lincroft 07738.

Estimated value$777,659
CheaperTypical $1,002,209Pricier

Pricier than 10% of homes nearby

Price per ft²$418
CheaperTypical $420Pricier

Pricier than 49% of homes nearby

Living area1,860 ft²
SmallerTypical 2,448 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.45 ac
SmallerTypical 0.55 acBigger

Bigger than 31% of homes nearby

Year built1956
OlderTypical 1971Newer

Newer than 20% of homes nearby

How 3 James St ranks against every home in each area.
MeasureThis homeLincroft 07738Monmouth County
Estimated valuepricier than$777,65910% of homes51% of homes
Price per ft²pricier than$41849% of homes60% of homes
Living areabigger than1,860 ft²18% of homes48% of homes
Lot sizebigger than0.45 ac31% of homes69% of homes
Year builtnewer than195620% of homes28% of homes

About 3 James St

How much is 3 James St, Lincroft, NJ worth?

The TopHap Estimate for 3 James St, Lincroft, NJ is $777,659 as of Sep 24, 2026. The likely range is $739,379 to $815,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 James St, Lincroft, NJ last sell?

3 James St, Lincroft, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3 James St, Lincroft, NJ?

3 James St, Lincroft, NJ has 3 bedrooms, 1.5 bathrooms, 1,860 square feet of living space and a 0.45-acre lot.

When was 3 James St, Lincroft, NJ built?

3 James St, Lincroft, NJ was built in 1956, making it 70 years old. It is a bi-level home. The building has 1 story.

What schools serve 3 James St, Lincroft, NJ?

3 James St, Lincroft, NJ is assigned to Middletown High School South (high), rated B; Lincroft Elementary School (elementary), rated B+; Thompson Middle School (middle), rated A. All sit in Middletown Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 James St, Lincroft, NJ compare to other homes in Lincroft 07738?

Among the 2,277 homes in Lincroft 07738, it is worth more than 10% of them ($777,659 against a typical $1,002,209), its price per square foot is higher than 49% of them ($418 against a typical $420), it is bigger than 18% of them (1,860 ft² against a typical 2,448 ft²), its lot is bigger than 31% of them (0.45 ac against a typical 0.55 ac) and it is newer than 20% of them (1956 against a typical 1971). Measured against all of Monmouth County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 James St, Lincroft, NJ?

The 2025 property tax bill for 3 James St, Lincroft, NJ was $10,370. The county assessed it at $722,200.

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