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Single Family ResidenceResidential
$553,283$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $345,000 on Feb 25, 2015

3 OVER LAKE CT

SAINT ALBANS, VT 05478
4
Beds
3
Baths
2,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$553K
$485K low$621K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Feb 25, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,305 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$340,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Albans Town Educational CenterC
Elementary · Grades PK–8 · 0.9 mi
H
Bellows Free AcademyC+
High · Grades 9–12 · 1.3 mi

District: Maple Run Unified School District

Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Over Lake Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Franklin County
  • Bigger than 90% of homes in Franklin County
  • Has a smaller lot than 76% of homes in Franklin County
  • Newer than 97% of homes in Saint Albans 05478

What homes are worth in Saint Albans 05478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$818K

This home is worth more than 86% of homes in Saint Albans 05478.

How it measures up in Saint Albans 05478

The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.

Estimated value$553,283
CheaperTypical $368,720Pricier

Pricier than 86% of homes nearby

Price per ft²$225
CheaperTypical $239Pricier

Pricier than 41% of homes nearby

Living area2,464 ft²
SmallerTypical 1,492 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.41 ac
SmallerTypical 0.5 acBigger

Bigger than 42% of homes nearby

Year built2014
OlderTypical 1972Newer

Newer than 97% of homes nearby

How 3 Over Lake Ct ranks against every home in each area.
MeasureThis homeSaint Albans 05478Franklin County
Estimated valuepricier than$553,28386% of homes87% of homes
Price per ft²pricier than$22541% of homes47% of homes
Living areabigger than2,464 ft²87% of homes90% of homes
Lot sizebigger than0.41 ac42% of homes24% of homes
Year builtnewer than201497% of homes95% of homes

About 3 Over Lake Ct

How much is 3 Over Lake Ct, Saint Albans, VT worth?

The TopHap Estimate for 3 Over Lake Ct, Saint Albans, VT is $553,283 as of Aug 30, 2026. The likely range is $485,229 to $621,337. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Over Lake Ct, Saint Albans, VT last sell?

3 Over Lake Ct, Saint Albans, VT last sold on Feb 25, 2015 for $345,000, according to the county's recorded deed.

How big is 3 Over Lake Ct, Saint Albans, VT?

3 Over Lake Ct, Saint Albans, VT has 4 bedrooms, 3 bathrooms, 2,464 square feet of living space and a 0.41-acre lot.

When was 3 Over Lake Ct, Saint Albans, VT built?

3 Over Lake Ct, Saint Albans, VT was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 3 Over Lake Ct, Saint Albans, VT?

3 Over Lake Ct, Saint Albans, VT is assigned to St. Albans Town Educational Center (elementary), rated C; Bellows Free Academy (high), rated C+. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Over Lake Ct, Saint Albans, VT compare to other homes in Saint Albans 05478?

Among the 5,689 homes in Saint Albans 05478, it is worth more than 86% of them ($553,283 against a typical $368,720), its price per square foot is higher than 41% of them ($225 against a typical $239), it is bigger than 87% of them (2,464 ft² against a typical 1,492 ft²), its lot is bigger than 42% of them (0.41 ac against a typical 0.5 ac) and it is newer than 97% of them (2014 against a typical 1972). Measured against all of Franklin County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Over Lake Ct, Saint Albans, VT?

The 2025 property tax bill for 3 Over Lake Ct, Saint Albans, VT was $6,305. The county assessed it at $340,800.

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