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Single Family ResidentialResidential
$260,839$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3 PRIVATE DR # 1686

EL RITO, NM 87530
0
Baths
2,292 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.26 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$261K
$220K low$302K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$200,839
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,671
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
CENTURY BANK · 6.38% · recorded Apr 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$885 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,782 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,223
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,559
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,361
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,347

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
10
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.undetermined

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRio Arriba
Lot (acres)The size of the land the home sits on, from county records.1.26

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
El Rito Elementary SchoolC+
Elementary · Grades PK–3 · 1.2 mi
H
Mesa Vista High SchoolA-
High · Grades 9–12 · 9.1 mi
M
Mesa Vista Middle SchoolD+
Middle · Grades 7–8 · 9.1 mi

District: Mesa Vista Consolidated Schools

Neighborhood · ZIP 87530These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.337
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$35,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,191
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Private Dr # 1686 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Rio Arriba County
  • Bigger than 82% of homes in Rio Arriba County

What homes are worth in El Rito 87530

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$960K

This home is worth more than 52% of homes in El Rito 87530.

How it measures up in El Rito 87530

The dot is this home. The mark in the middle is the typical home in El Rito 87530.

Estimated value$260,839
CheaperTypical $252,046Pricier

Pricier than 52% of homes nearby

Price per ft²$114
CheaperTypical $133Pricier

Pricier than 38% of homes nearby

Living area2,292 ft²
SmallerTypical 1,705 ft²Bigger

Bigger than 69% of homes nearby

Lot size1.26 ac
SmallerTypical 1 acBigger

Bigger than 57% of homes nearby

How 3 Private Dr # 1686 ranks against every home in each area.
MeasureThis homeEl Rito 87530Rio Arriba County
Estimated valuepricier than$260,83952% of homes42% of homes
Price per ft²pricier than$11438% of homes13% of homes
Living areabigger than2,292 ft²69% of homes82% of homes
Lot sizebigger than1.26 ac57% of homes62% of homes

About 3 Private Dr # 1686

How much is 3 Private Dr # 1686, El Rito, NM worth?

The TopHap Estimate for 3 Private Dr # 1686, El Rito, NM is $260,839 as of Jul 14, 2026. The likely range is $219,856 to $301,822. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Private Dr # 1686, El Rito, NM last sell?

3 Private Dr # 1686, El Rito, NM last sold on Nov 6, 2014, according to the county's recorded deed.

How big is 3 Private Dr # 1686, El Rito, NM?

3 Private Dr # 1686, El Rito, NM has 2,292 square feet of living space and a 1.26-acre lot.

What schools serve 3 Private Dr # 1686, El Rito, NM?

3 Private Dr # 1686, El Rito, NM is assigned to El Rito Elementary School (elementary), rated C+; Mesa Vista High School (high), rated A-; Mesa Vista Middle School (middle), rated D+. All sit in Mesa Vista Consolidated Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Private Dr # 1686, El Rito, NM compare to other homes in El Rito 87530?

Among the 445 homes in El Rito 87530, it is worth more than 52% of them ($260,839 against a typical $252,046), its price per square foot is higher than 38% of them ($114 against a typical $133), it is bigger than 69% of them (2,292 ft² against a typical 1,705 ft²) and its lot is bigger than 57% of them (1.26 ac against a typical 1 ac). Measured against all of Rio Arriba County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Private Dr # 1686, El Rito, NM?

The 2025 property tax bill for 3 Private Dr # 1686, El Rito, NM was $885. The county assessed it at $48,782.

Closest homes

More homes in El Rito 87530

Assigned schools

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