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Single Family ResidenceResidential
$959,842$381 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $920,000 on Dec 8, 2025

3 PROSPECT ST

SOMERSET, NJ 08873
0
Baths
2,520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$960K
$883K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$920,000 · Dec 8, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,144 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$449,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$299,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$420,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$449,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Somerville High SchoolC
High · Grades 9–12 · 0.4 mi
M
Somerville Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
E
Van Derveer Elementary SchoolC
Elementary · Grades PK–5 · 1.3 mi

District: Somerville Borough School District

Neighborhood · ZIP 08873These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.57,829
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,740 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,637
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,215
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Somerset 08873
  • Costs more per square foot than 85% of homes in Somerset 08873
  • Bigger than 82% of homes in Somerset 08873
  • Older than 73% of homes in Somerset 08873

What homes are worth in Somerset 08873

Each bar is how many homes fall in that price range. The marker is this home.

This home
$319K$1.1M

This home is worth more than 93% of homes in Somerset 08873.

How it measures up in Somerset 08873

The dot is this home. The mark in the middle is the typical home in Somerset 08873.

Estimated value$959,842
CheaperTypical $594,136Pricier

Pricier than 93% of homes nearby

Price per ft²$381
CheaperTypical $326Pricier

Pricier than 85% of homes nearby

Living area2,520 ft²
SmallerTypical 1,792 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.23 ac
SmallerTypical 0.18 acBigger

Bigger than 55% of homes nearby

Year built1964
OlderTypical 1985Newer

Newer than 27% of homes nearby

How 3 Prospect St ranks against every home in each area.
MeasureThis homeSomerset 08873Somerset County
Estimated valuepricier than$959,84293% of homes77% of homes
Price per ft²pricier than$38185% of homes65% of homes
Living areabigger than2,520 ft²82% of homes72% of homes
Lot sizebigger than0.23 ac55% of homes46% of homes
Year builtnewer than196427% of homes34% of homes

About 3 Prospect St

How much is 3 Prospect St, Somerset, NJ worth?

The TopHap Estimate for 3 Prospect St, Somerset, NJ is $959,842 as of Oct 21, 2026. The likely range is $883,285 to $1,036,399. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Prospect St, Somerset, NJ last sell?

3 Prospect St, Somerset, NJ last sold on Dec 8, 2025 for $920,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3 Prospect St, Somerset, NJ?

3 Prospect St, Somerset, NJ has 2,520 square feet of living space and a 0.23-acre lot.

When was 3 Prospect St, Somerset, NJ built?

3 Prospect St, Somerset, NJ was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 3 Prospect St, Somerset, NJ?

3 Prospect St, Somerset, NJ is assigned to Somerville High School (high), rated C; Somerville Middle School (middle), rated C; Van Derveer Elementary School (elementary), rated C. All sit in Somerville Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Prospect St, Somerset, NJ compare to other homes in Somerset 08873?

Among the 15,539 homes in Somerset 08873, it is worth more than 93% of them ($959,842 against a typical $594,136), its price per square foot is higher than 85% of them ($381 against a typical $326), it is bigger than 82% of them (2,520 ft² against a typical 1,792 ft²), its lot is bigger than 55% of them (0.23 ac against a typical 0.18 ac) and it is newer than 27% of them (1964 against a typical 1985). Measured against all of Somerset County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Prospect St, Somerset, NJ?

The 2025 property tax bill for 3 Prospect St, Somerset, NJ was $17,144. The county assessed it at $449,400.

More homes on Prospect St

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Assigned schools

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