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Residential (General/Single)Residential
$681,696$685 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $340,000 on Oct 21, 2009

3 RIDGE TER

EMERSON, NJ 07630
0
Baths
995 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$682K
$625K low$738K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Oct 21, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$446,696
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$357,357
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$235,000
CARRINGTON MORTGAGE SERVICES LLC · recorded Mar 8, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,706 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$191,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$283,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Emerson Junior/Senior High SchoolB-
Middle · Grades 7–12 · 0.5 mi
E
Memorial SchoolC+
Elementary · Grades PK–2 · 1.2 mi

District: Emerson Borough School District

Neighborhood · ZIP 07630These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.8,609
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,898 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,161
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$179,810
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Ridge Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Emerson 07630
  • Among the highest price per square foot in Emerson 07630
  • Smaller than 98% of homes in Emerson 07630

What homes are worth in Emerson 07630

Each bar is how many homes fall in that price range. The marker is this home.

This home
$490K$1.2M

This home is worth more than 25% of homes in Emerson 07630.

How it measures up in Emerson 07630

The dot is this home. The mark in the middle is the typical home in Emerson 07630.

Estimated value$681,696
CheaperTypical $762,069Pricier

Pricier than 25% of homes nearby

Price per ft²$685
CheaperTypical $404Pricier

Pricier than almost all homes nearby

Living area995 ft²
SmallerTypical 1,896 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.21 ac
SmallerTypical 0.2 acBigger

Bigger than 53% of homes nearby

Year built1953
OlderTypical 1956Newer

Newer than 43% of homes nearby

How 3 Ridge Ter ranks against every home in each area.
MeasureThis homeEmerson 07630Bergen County
Estimated valuepricier than$681,69625% of homes37% of homes
Price per ft²pricier than$685almost all homes97% of homes
Living areabigger than995 ft²2% of homes6% of homes
Lot sizebigger than0.21 ac53% of homes62% of homes
Year builtnewer than195343% of homes48% of homes

About 3 Ridge Ter

How much is 3 Ridge Ter, Emerson, NJ worth?

The TopHap Estimate for 3 Ridge Ter, Emerson, NJ is $681,696 as of Jul 14, 2026. The likely range is $625,038 to $738,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Ridge Ter, Emerson, NJ last sell?

3 Ridge Ter, Emerson, NJ last sold on Oct 21, 2009 for $340,000, according to the county's recorded deed.

How big is 3 Ridge Ter, Emerson, NJ?

3 Ridge Ter, Emerson, NJ has 995 square feet of living space and a 0.21-acre lot.

When was 3 Ridge Ter, Emerson, NJ built?

3 Ridge Ter, Emerson, NJ was built in 1953, making it 73 years old. The building has 1 story.

What schools serve 3 Ridge Ter, Emerson, NJ?

3 Ridge Ter, Emerson, NJ is assigned to Emerson Junior/Senior High School (middle), rated B-; Memorial School (elementary), rated C+. All sit in Emerson Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Ridge Ter, Emerson, NJ compare to other homes in Emerson 07630?

Among the 2,337 homes in Emerson 07630, it is worth more than 25% of them ($681,696 against a typical $762,069), its price per square foot is higher than almost all of them ($685 against a typical $404), it is bigger than 2% of them (995 ft² against a typical 1,896 ft²), its lot is bigger than 53% of them (0.21 ac against a typical 0.2 ac) and it is newer than 43% of them (1953 against a typical 1956). Measured against all of Bergen County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Ridge Ter, Emerson, NJ?

The 2025 property tax bill for 3 Ridge Ter, Emerson, NJ was $9,706. The county assessed it at $283,800.

Closest homes

More homes in Emerson 07630

Assigned schools

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