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CondominiumResidential
$497,230$518 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3 RIVER ST

SALEM, MA 01970
Building report
2
Beds
1
Baths
959 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1845
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$497K
$460K low$535K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$367,230
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$293,784
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
CITIZENS BANK OF MA · R · recorded Sep 11, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,020 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$442,700 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$442,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$471,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyESSEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Salem Preparatory High School
High · Grades 9–12 · 0.4 mi
M
Collins Middle SchoolB-
Middle · Grades 6–8 · 0.6 mi
E
Saltonstall SchoolC+
Elementary · Grades KG–8 · 0.8 mi

District: Salem School District

Neighborhood · ZIP 01970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,728
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,271
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,638
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in McIntire Historic District
  • Costs more per square foot than 84% of homes in Salem 01970
  • Smaller than 92% of homes in Essex County
  • Older than 98% of homes in Essex County

What homes are worth in Salem 01970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$319K$1.2M

This home is worth more than 25% of homes in Salem 01970.

How it measures up in Salem 01970

The dot is this home. The mark in the middle is the typical home in Salem 01970.

Estimated value$497,230
CheaperTypical $609,587Pricier

Pricier than 25% of homes nearby

Price per ft²$518
CheaperTypical $415Pricier

Pricier than 84% of homes nearby

Living area959 ft²
SmallerTypical 1,651 ft²Bigger

Bigger than 13% of homes nearby

Year built1845
OlderTypical 1920Newer

Newer than 6% of homes nearby

How 3 River St ranks against every home in each area.
MeasureThis homeMcIntire Historic DistrictSalem 01970Essex County
Estimated valuepricier than$497,23016% of homes25% of homes17% of homes
Price per ft²pricier than$51874% of homes84% of homes81% of homes
Living areabigger than959 ft²11% of homes13% of homes8% of homes
Year builtnewer than184537% of homes6% of homes2% of homes

About 3 River St

How much is 3 River St, Salem, MA worth?

The TopHap Estimate for 3 River St, Salem, MA is $497,230 as of Jul 14, 2026. The likely range is $459,890 to $534,570. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 River St, Salem, MA last sell?

3 River St, Salem, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3 River St, Salem, MA?

3 River St, Salem, MA has 2 bedrooms, 1 bathrooms and 959 square feet of living space.

When was 3 River St, Salem, MA built?

3 River St, Salem, MA was built in 1845, making it 181 years old. It is a condo/apartment home. The building has 3 stories.

What schools serve 3 River St, Salem, MA?

3 River St, Salem, MA is assigned to Salem Preparatory High School (high); Collins Middle School (middle), rated B-; Saltonstall School (elementary), rated C+. All sit in Salem School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 River St, Salem, MA compare to other homes in Salem 01970?

Among the 12,071 homes in Salem 01970, it is worth more than 25% of them ($497,230 against a typical $609,587), its price per square foot is higher than 84% of them ($518 against a typical $415), it is bigger than 13% of them (959 ft² against a typical 1,651 ft²) and it is newer than 6% of them (1845 against a typical 1920). Measured against all of Essex County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 River St, Salem, MA?

The 2025 property tax bill for 3 River St, Salem, MA was $5,020. The county assessed it at $442,700.

More homes on River St

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Assigned schools

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