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Single Family ResidenceResidential
$498,013$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Aug 7, 2018

3 RIVERWATCH LN

INDIAN HEAD, MD 20640
2.5
Baths
2,976 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$498K
$473K low$523K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Aug 7, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,920 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$422,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$349,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$383,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$422,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Porch · 36 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Head Elementary SchoolD+
Elementary · Grades PK–5 · 0.5 mi
M
Glymont Middle SchoolC-
Middle · Grades 6–8 · 1.3 mi
H
Henry E. Lackey High SchoolD
High · Grades 9–12 · 2.4 mi

District: Charles County Public Schools

Neighborhood · ZIP 20640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.147 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,967
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,917
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Riverwatch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Indian Head
  • Costs less per square foot than 93% of homes in Charles County
  • Bigger than 97% of homes in Indian Head
  • Has a smaller lot than 75% of homes in Charles County
  • Newer than 82% of homes in Indian Head 20640

What homes are worth in Indian Head 20640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$662K

This home is worth more than 84% of homes in Indian Head 20640.

How it measures up in Indian Head 20640

The dot is this home. The mark in the middle is the typical home in Indian Head 20640.

Estimated value$498,013
CheaperTypical $328,823Pricier

Pricier than 84% of homes nearby

Price per ft²$167
CheaperTypical $214Pricier

Pricier than 26% of homes nearby

Living area2,976 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.14 ac
SmallerTypical 0.36 acBigger

Bigger than 27% of homes nearby

Year built2004
OlderTypical 1978Newer

Newer than 82% of homes nearby

How 3 Riverwatch Ln ranks against every home in each area.
MeasureThis homeIndian HeadIndian Head 20640Charles County
Estimated valuepricier than$498,01397% of homes84% of homes62% of homes
Price per ft²pricier than$16712% of homes26% of homes7% of homes
Living areabigger than2,976 ft²97% of homes90% of homes85% of homes
Lot sizebigger than0.14 ac54% of homes27% of homes25% of homes
Year builtnewer than200476% of homes82% of homes74% of homes

About 3 Riverwatch Ln

How much is 3 Riverwatch Ln, Indian Head, MD worth?

The TopHap Estimate for 3 Riverwatch Ln, Indian Head, MD is $498,013 as of Jul 14, 2026. The likely range is $473,325 to $522,701. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Riverwatch Ln, Indian Head, MD last sell?

3 Riverwatch Ln, Indian Head, MD last sold on Aug 7, 2018 for $320,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3 Riverwatch Ln, Indian Head, MD?

3 Riverwatch Ln, Indian Head, MD has 2.5 bathrooms, 2,976 square feet of living space and a 0.14-acre lot.

When was 3 Riverwatch Ln, Indian Head, MD built?

3 Riverwatch Ln, Indian Head, MD was built in 2004, making it 22 years old. It is a conventional home. The building has 2 stories.

What schools serve 3 Riverwatch Ln, Indian Head, MD?

3 Riverwatch Ln, Indian Head, MD is assigned to Indian Head Elementary School (elementary), rated D+; Glymont Middle School (middle), rated C-; Henry E. Lackey High School (high), rated D. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Riverwatch Ln, Indian Head, MD compare to other homes in Indian Head 20640?

Among the 3,848 homes in Indian Head 20640, it is worth more than 84% of them ($498,013 against a typical $328,823), its price per square foot is higher than 26% of them ($167 against a typical $214), it is bigger than 90% of them (2,976 ft² against a typical 1,390 ft²), its lot is bigger than 27% of them (0.14 ac against a typical 0.36 ac) and it is newer than 82% of them (2004 against a typical 1978). Measured against all of Charles County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Riverwatch Ln, Indian Head, MD?

The 2025 property tax bill for 3 Riverwatch Ln, Indian Head, MD was $13,920. The county assessed it at $422,400.

More homes on Riverwatch Ln

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