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Single Family ResidenceResidential
$598,083$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $35,000 on Aug 7, 2023

3 RUBY CIR

HAVERHILL, MA 01835
3
Beds
1.5
Baths
1,764 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$598K
$582K low$614K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Aug 7, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$598,083
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$478,466

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,490 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$512,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$312,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$508,725

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caleb Dustin Hunking SchoolB-
Elementary · Grades KG–8 · 0.8 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 2.0 mi

District: Haverhill School District

Neighborhood · ZIP 01835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.14,967
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,689 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,108
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,552
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Ruby Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Essex County
  • Costs less per square foot than 78% of homes in Essex County
  • Has a smaller lot than 67% of homes in Haverhill 01835
  • Newer than 79% of homes in Essex County

What homes are worth in Haverhill 01835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$309K$1M

This home is worth more than 56% of homes in Haverhill 01835.

How it measures up in Haverhill 01835

The dot is this home. The mark in the middle is the typical home in Haverhill 01835.

Estimated value$598,083
CheaperTypical $575,270Pricier

Pricier than 56% of homes nearby

Price per ft²$339
CheaperTypical $338Pricier

Pricier than 50% of homes nearby

Living area1,764 ft²
SmallerTypical 1,732 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.18 ac
SmallerTypical 0.25 acBigger

Bigger than 33% of homes nearby

Year built1987
OlderTypical 1977Newer

Newer than 73% of homes nearby

How 3 Ruby Cir ranks against every home in each area.
MeasureThis homeHaverhill 01835Essex County
Estimated valuepricier than$598,08356% of homes33% of homes
Price per ft²pricier than$33950% of homes22% of homes
Living areabigger than1,764 ft²53% of homes47% of homes
Lot sizebigger than0.18 ac33% of homes35% of homes
Year builtnewer than198773% of homes79% of homes

About 3 Ruby Cir

How much is 3 Ruby Cir, Haverhill, MA worth?

The TopHap Estimate for 3 Ruby Cir, Haverhill, MA is $598,083 as of Jul 14, 2026. The likely range is $582,154 to $614,012. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Ruby Cir, Haverhill, MA last sell?

3 Ruby Cir, Haverhill, MA last sold on Aug 7, 2023 for $35,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3 Ruby Cir, Haverhill, MA?

3 Ruby Cir, Haverhill, MA has 3 bedrooms, 1.5 bathrooms, 1,764 square feet of living space and a 0.18-acre lot.

When was 3 Ruby Cir, Haverhill, MA built?

3 Ruby Cir, Haverhill, MA was built in 1987, making it 39 years old. It is a colonial home. The building has 2 stories.

What schools serve 3 Ruby Cir, Haverhill, MA?

3 Ruby Cir, Haverhill, MA is assigned to Caleb Dustin Hunking School (elementary), rated B-; Haverhill High School (high), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Ruby Cir, Haverhill, MA compare to other homes in Haverhill 01835?

Among the 4,509 homes in Haverhill 01835, it is worth more than 56% of them ($598,083 against a typical $575,270), its price per square foot is higher than 50% of them ($339 against a typical $338), it is bigger than 53% of them (1,764 ft² against a typical 1,732 ft²), its lot is bigger than 33% of them (0.18 ac against a typical 0.25 ac) and it is newer than 73% of them (1987 against a typical 1977). Measured against all of Essex County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Ruby Cir, Haverhill, MA?

The 2025 property tax bill for 3 Ruby Cir, Haverhill, MA was $5,490. The county assessed it at $512,600.

Closest homes

More homes in Haverhill 01835

Assigned schools

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