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Single Family ResidenceResidential
$462,499$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3 RUSO DR

ALBANY, NY 12204
6
Beds
3.5
Baths
3,892 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$462K
$436K low$489K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,090 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$281,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$858,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyALBANY
Lot (acres)The size of the land the home sits on, from county records.6.80
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 872 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loudonville Elementary SchoolA-
Elementary · Grades KG–5 · 1.0 mi
H
Shaker High SchoolA-
High · Grades 9–12 · 2.9 mi
M
Shaker Middle SchoolA
Middle · Grades 6–8 · 3.0 mi

District: North Colonie Central School District

Neighborhood · ZIP 12204These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,598
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,547 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,059
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,725
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Ruso Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Albany County
  • Costs less per square foot than 97% of homes in Albany County
  • Bigger than 97% of homes in Albany County
  • Among the largest lots in Albany 12204
  • Newer than 93% of homes in Albany 12204

What homes are worth in Albany 12204

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$1M

This home is worth more than 65% of homes in Albany 12204.

How it measures up in Albany 12204

The dot is this home. The mark in the middle is the typical home in Albany 12204.

Estimated value$462,499
CheaperTypical $331,008Pricier

Pricier than 65% of homes nearby

Price per ft²$119
CheaperTypical $205Pricier

Pricier than 7% of homes nearby

Living area3,892 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than 94% of homes nearby

Lot size6.8 ac
SmallerTypical 0.15 acBigger

Bigger than almost all homes nearby

Year built2001
OlderTypical 1940Newer

Newer than 93% of homes nearby

How 3 Ruso Dr ranks against every home in each area.
MeasureThis homeAlbany 12204Albany County
Estimated valuepricier than$462,49965% of homes74% of homes
Price per ft²pricier than$1197% of homes3% of homes
Living areabigger than3,892 ft²94% of homes97% of homes
Lot sizebigger than6.8 acalmost all homes96% of homes
Year builtnewer than200193% of homes90% of homes

About 3 Ruso Dr

How much is 3 Ruso Dr, Albany, NY worth?

The TopHap Estimate for 3 Ruso Dr, Albany, NY is $462,499 as of Sep 24, 2026. The likely range is $436,417 to $488,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Ruso Dr, Albany, NY last sell?

3 Ruso Dr, Albany, NY last sold on Oct 13, 1998, according to the county's recorded deed.

How big is 3 Ruso Dr, Albany, NY?

3 Ruso Dr, Albany, NY has 6 bedrooms, 3.5 bathrooms, 3,892 square feet of living space and a 6.80-acre lot.

When was 3 Ruso Dr, Albany, NY built?

3 Ruso Dr, Albany, NY was built in 2001, making it 25 years old. It is a colonial home. The building has 2 stories.

What schools serve 3 Ruso Dr, Albany, NY?

3 Ruso Dr, Albany, NY is assigned to Loudonville Elementary School (elementary), rated A-; Shaker High School (high), rated A-; Shaker Middle School (middle), rated A. All sit in North Colonie Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Ruso Dr, Albany, NY compare to other homes in Albany 12204?

Among the 1,451 homes in Albany 12204, it is worth more than 65% of them ($462,499 against a typical $331,008), its price per square foot is higher than 7% of them ($119 against a typical $205), it is bigger than 94% of them (3,892 ft² against a typical 1,840 ft²), its lot is bigger than almost all of them (6.8 ac against a typical 0.15 ac) and it is newer than 93% of them (2001 against a typical 1940). Measured against all of Albany County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Ruso Dr, Albany, NY?

The 2025 property tax bill for 3 Ruso Dr, Albany, NY was $14,090. The county assessed it at $375,000.

More homes on Ruso Dr

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Assigned schools

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