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Single Family ResidenceResidential
$601,316$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $111,000 on Aug 25, 1978

3 SADDLE HORN DR SE

ROME, GA 30161
4
Baths
4,784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$601K
$551K low$652K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$111,000 · Aug 25, 1978
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$294,316
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$235,453
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$207,000
SUNTRUST BANK · recorded Aug 15, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
RIVER CTY BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,047 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$257,402 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,709
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,693
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,909
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$643,505

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.1.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 346 ft²Patio · 346 ft²Porch · 340 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Central Elementary SchoolB
Elementary · Grades PK–6 · 0.9 mi
H
Rome High SchoolB
High · Grades 9–12 · 4.6 mi
M
Rome Middle SchoolC-
Middle · Grades 7–8 · 4.7 mi

District: Rome City School District

Neighborhood · ZIP 30161These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.36,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,891
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Saddle Horn Dr Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Floyd County
  • Among the largest homes in Rome 30161
  • Has a bigger lot than 77% of homes in Rome 30161

What homes are worth in Rome 30161

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$812K

This home is worth more than 94% of homes in Rome 30161.

How it measures up in Rome 30161

The dot is this home. The mark in the middle is the typical home in Rome 30161.

Estimated value$601,316
CheaperTypical $206,673Pricier

Pricier than 94% of homes nearby

Price per ft²$126
CheaperTypical $137Pricier

Pricier than 41% of homes nearby

Living area4,784 ft²
SmallerTypical 1,501 ft²Bigger

Bigger than almost all homes nearby

Lot size1.28 ac
SmallerTypical 0.43 acBigger

Bigger than 77% of homes nearby

Year built1965
OlderTypical 1963Newer

Newer than 52% of homes nearby

How 3 Saddle Horn Dr Se ranks against every home in each area.
MeasureThis homeRome 30161Floyd County
Estimated valuepricier than$601,31694% of homes95% of homes
Price per ft²pricier than$12641% of homes36% of homes
Living areabigger than4,784 ft²almost all homes98% of homes
Lot sizebigger than1.28 ac77% of homes72% of homes
Year builtnewer than196552% of homes42% of homes

About 3 Saddle Horn Dr Se

How much is 3 Saddle Horn Dr Se, Rome, GA worth?

The TopHap Estimate for 3 Saddle Horn Dr Se, Rome, GA is $601,316 as of Jul 14, 2026. The likely range is $550,926 to $651,706. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Saddle Horn Dr Se, Rome, GA last sell?

3 Saddle Horn Dr Se, Rome, GA last sold on Aug 25, 1978 for $111,000, according to the county's recorded deed.

How big is 3 Saddle Horn Dr Se, Rome, GA?

3 Saddle Horn Dr Se, Rome, GA has 4 bathrooms, 4,784 square feet of living space and a 1.28-acre lot.

When was 3 Saddle Horn Dr Se, Rome, GA built?

3 Saddle Horn Dr Se, Rome, GA was built in 1965, making it 61 years old. The building has 2 stories.

What schools serve 3 Saddle Horn Dr Se, Rome, GA?

3 Saddle Horn Dr Se, Rome, GA is assigned to East Central Elementary School (elementary), rated B; Rome High School (high), rated B; Rome Middle School (middle), rated C-. All sit in Rome City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Saddle Horn Dr Se, Rome, GA compare to other homes in Rome 30161?

Among the 13,010 homes in Rome 30161, it is worth more than 94% of them ($601,316 against a typical $206,673), its price per square foot is higher than 41% of them ($126 against a typical $137), it is bigger than almost all of them (4,784 ft² against a typical 1,501 ft²), its lot is bigger than 77% of them (1.28 ac against a typical 0.43 ac) and it is newer than 52% of them (1965 against a typical 1963). Measured against all of Floyd County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Saddle Horn Dr Se, Rome, GA?

The 2025 property tax bill for 3 Saddle Horn Dr Se, Rome, GA was $6,047. The county assessed it at $257,402.

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