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Single Family ResidenceResidential
$495,599$262 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3 SPRAGUE ST

CUMBERLAND, RI 02864
3
Beds
1.5
Baths
1,890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$496K
$459K low$532K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,117 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$417,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$268,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPROVIDENCE
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John J. McLaughlin Cumberland Hill Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
H
Cumberland High SchoolA
High · Grades 9–12 · 0.9 mi
M
North Cumberland Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi

District: Cumberland School District

Neighborhood · ZIP 02864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.37,197
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,320 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,221
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Sprague St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 90% of homes in Cumberland 02864
  • Bigger than 65% of homes in Cumberland 02864
  • Has a bigger lot than 78% of homes in Providence County
  • Older than 65% of homes in Cumberland 02864

What homes are worth in Cumberland 02864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$294K$1M

This home is worth more than 47% of homes in Cumberland 02864.

How it measures up in Cumberland 02864

The dot is this home. The mark in the middle is the typical home in Cumberland 02864.

Estimated value$495,599
CheaperTypical $504,795Pricier

Pricier than 47% of homes nearby

Price per ft²$262
CheaperTypical $334Pricier

Pricier than 10% of homes nearby

Living area1,890 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.41 ac
SmallerTypical 0.3 acBigger

Bigger than 63% of homes nearby

Year built1960
OlderTypical 1969Newer

Newer than 35% of homes nearby

How 3 Sprague St ranks against every home in each area.
MeasureThis homeCumberland 02864Providence County
Estimated valuepricier than$495,59947% of homes64% of homes
Price per ft²pricier than$26210% of homes18% of homes
Living areabigger than1,890 ft²65% of homes65% of homes
Lot sizebigger than0.41 ac63% of homes78% of homes
Year builtnewer than196035% of homes58% of homes

About 3 Sprague St

How much is 3 Sprague St, Cumberland, RI worth?

The TopHap Estimate for 3 Sprague St, Cumberland, RI is $495,599 as of Aug 30, 2026. The likely range is $459,205 to $531,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Sprague St, Cumberland, RI last sell?

3 Sprague St, Cumberland, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3 Sprague St, Cumberland, RI?

3 Sprague St, Cumberland, RI has 3 bedrooms, 1.5 bathrooms, 1,890 square feet of living space and a 0.41-acre lot.

When was 3 Sprague St, Cumberland, RI built?

3 Sprague St, Cumberland, RI was built in 1960, making it 66 years old. The building has 2 stories.

What schools serve 3 Sprague St, Cumberland, RI?

3 Sprague St, Cumberland, RI is assigned to John J. McLaughlin Cumberland Hill Elementary School (elementary), rated A; Cumberland High School (high), rated A; North Cumberland Middle School (middle), rated A-. All sit in Cumberland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Sprague St, Cumberland, RI compare to other homes in Cumberland 02864?

Among the 11,772 homes in Cumberland 02864, it is worth more than 47% of them ($495,599 against a typical $504,795), its price per square foot is higher than 10% of them ($262 against a typical $334), it is bigger than 65% of them (1,890 ft² against a typical 1,560 ft²), its lot is bigger than 63% of them (0.41 ac against a typical 0.3 ac) and it is newer than 35% of them (1960 against a typical 1969). Measured against all of Providence County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Sprague St, Cumberland, RI?

The 2025 property tax bill for 3 Sprague St, Cumberland, RI was $5,117. The county assessed it at $417,000.

More homes on Sprague St

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