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Single Family ResidenceResidential
$118,445$89 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $69,200 on Jun 29, 2018

3 STATE ST

WATERLOO, NY 13165
3
Beds
1
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$118K
$96K low$141K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$69,200 · Jun 29, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,774 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySENECA
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Skoi-Yase School
Elementary · Grades PK–2 · 0.8 mi
M
Waterloo Middle SchoolC+
Middle · Grades 6–8 · 1.0 mi
H
Waterloo High SchoolC-
High · Grades 9–12 · 1.0 mi

District: Waterloo Central School District

Neighborhood · ZIP 13165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,542
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,808
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Seneca County
  • Costs less per square foot than 80% of homes in Seneca County
  • Smaller than 66% of homes in Seneca County
  • Among the smallest lots in Waterloo 13165
  • Older than 78% of homes in Waterloo 13165

What homes are worth in Waterloo 13165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$386K

This home is worth more than 12% of homes in Waterloo 13165.

How it measures up in Waterloo 13165

The dot is this home. The mark in the middle is the typical home in Waterloo 13165.

Estimated value$118,445
CheaperTypical $167,158Pricier

Pricier than 12% of homes nearby

Price per ft²$89
CheaperTypical $113Pricier

Pricier than 26% of homes nearby

Living area1,326 ft²
SmallerTypical 1,504 ft²Bigger

Bigger than 37% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.56 acBigger

Smaller than almost all homes nearby

Year built1890
OlderTypical 1952Newer

Newer than 22% of homes nearby

How 3 State St ranks against every home in each area.
MeasureThis homeWaterloo 13165Seneca County
Estimated valuepricier than$118,44512% of homes10% of homes
Price per ft²pricier than$8926% of homes20% of homes
Living areabigger than1,326 ft²37% of homes34% of homes
Lot sizebigger than3,920 ft²almost no homes2% of homes
Year builtnewer than189022% of homes22% of homes

About 3 State St

How much is 3 State St, Waterloo, NY worth?

The TopHap Estimate for 3 State St, Waterloo, NY is $118,445 as of Sep 24, 2026. The likely range is $96,023 to $140,867. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 State St, Waterloo, NY last sell?

3 State St, Waterloo, NY last sold on Jun 29, 2018 for $69,200, according to the county's recorded deed.

How big is 3 State St, Waterloo, NY?

3 State St, Waterloo, NY has 3 bedrooms, 1 bathrooms, 1,326 square feet of living space and a 0.09-acre lot.

When was 3 State St, Waterloo, NY built?

3 State St, Waterloo, NY was built in 1890, making it 136 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3 State St, Waterloo, NY?

3 State St, Waterloo, NY is assigned to Skoi-Yase School (elementary); Waterloo Middle School (middle), rated C+; Waterloo High School (high), rated C-. All sit in Waterloo Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 State St, Waterloo, NY compare to other homes in Waterloo 13165?

Among the 3,350 homes in Waterloo 13165, it is worth more than 12% of them ($118,445 against a typical $167,158), its price per square foot is higher than 26% of them ($89 against a typical $113), it is bigger than 37% of them (1,326 ft² against a typical 1,504 ft²), its lot is bigger than almost none of them (3,920 ft² against a typical 0.56 ac) and it is newer than 22% of them (1890 against a typical 1952). Measured against all of Seneca County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 State St, Waterloo, NY?

The 2026 property tax bill for 3 State St, Waterloo, NY was $2,774. The county assessed it at $55,400.

More homes on State St

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More homes in Waterloo 13165

Assigned schools

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