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Single Family ResidentialResidential
$818,503$486 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,000 on May 1, 2015

3 ZACHARY RIDGE RD

ASHEVILLE, NC 28804
3
Beds
3
Baths
1,685 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$819K
$734K low$903K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · May 1, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$510,503
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$408,402
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$308,000
ASHEVILLE SVGS BK · recorded May 1, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,278 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$340,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBuncombe
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 82 ft²Patio · 314 ft²Porch · 421 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Weaverville Primary School
Elementary · Grades PK–1 · 2.0 mi
M
North Buncombe Middle SchoolA
Middle · Grades 7–8 · 3.0 mi
H
North Buncombe High SchoolB
High · Grades 9–12 · 4.3 mi

District: Buncombe County Schools

Neighborhood · ZIP 28804These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.932 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,017
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Zachary Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Buncombe County
  • Costs more per square foot than 89% of homes in Buncombe County
  • Has a smaller lot than 67% of homes in Buncombe County

What homes are worth in Asheville 28804

Each bar is how many homes fall in that price range. The marker is this home.

This home
$222K$2.4M

This home is worth more than 66% of homes in Asheville 28804.

How it measures up in Asheville 28804

The dot is this home. The mark in the middle is the typical home in Asheville 28804.

Estimated value$818,503
CheaperTypical $655,726Pricier

Pricier than 66% of homes nearby

Price per ft²$486
CheaperTypical $384Pricier

Pricier than 74% of homes nearby

Living area1,685 ft²
SmallerTypical 1,705 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.31 ac
SmallerTypical 0.46 acBigger

Bigger than 35% of homes nearby

Year built1989
OlderTypical 1977Newer

Newer than 64% of homes nearby

How 3 Zachary Ridge Rd ranks against every home in each area.
MeasureThis homeAsheville 28804Buncombe County
Estimated valuepricier than$818,50366% of homes85% of homes
Price per ft²pricier than$48674% of homes89% of homes
Living areabigger than1,685 ft²49% of homes62% of homes
Lot sizebigger than0.31 ac35% of homes33% of homes
Year builtnewer than198964% of homes53% of homes

About 3 Zachary Ridge Rd

How much is 3 Zachary Ridge Rd, Asheville, NC worth?

The TopHap Estimate for 3 Zachary Ridge Rd, Asheville, NC is $818,503 as of Jul 14, 2026. The likely range is $734,126 to $902,880. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Zachary Ridge Rd, Asheville, NC last sell?

3 Zachary Ridge Rd, Asheville, NC last sold on May 1, 2015 for $385,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3 Zachary Ridge Rd, Asheville, NC?

3 Zachary Ridge Rd, Asheville, NC has 3 bedrooms, 3 bathrooms, 1,685 square feet of living space and a 0.31-acre lot.

When was 3 Zachary Ridge Rd, Asheville, NC built?

3 Zachary Ridge Rd, Asheville, NC was built in 1989, making it 37 years old. It is a conventional home. The building has 1 story.

What schools serve 3 Zachary Ridge Rd, Asheville, NC?

3 Zachary Ridge Rd, Asheville, NC is assigned to Weaverville Primary School (elementary); North Buncombe Middle School (middle), rated A; North Buncombe High School (high), rated B. All sit in Buncombe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Zachary Ridge Rd, Asheville, NC compare to other homes in Asheville 28804?

Among the 9,538 homes in Asheville 28804, it is worth more than 66% of them ($818,503 against a typical $655,726), its price per square foot is higher than 74% of them ($486 against a typical $384), it is bigger than 49% of them (1,685 ft² against a typical 1,705 ft²), its lot is bigger than 35% of them (0.31 ac against a typical 0.46 ac) and it is newer than 64% of them (1989 against a typical 1977). Measured against all of Buncombe County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Zachary Ridge Rd, Asheville, NC?

The 2025 property tax bill for 3 Zachary Ridge Rd, Asheville, NC was $2,278. The county assessed it at $340,400.

Closest homes

More homes in Asheville 28804

Assigned schools

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