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Single Family ResidenceResidential
$296,569$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $110,000 on Jul 29, 2002

3014 RUBEN RD

MONROE, NC 28112
3
Beds
1
Baths
1,652 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$297K
$256K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Jul 29, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,569
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,255
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
ROCKET MORTGAGE LLC · recorded Apr 7, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
COASTAL COMMUNITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,327 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$251,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Masonry
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prospect Elementary SchoolC+
Elementary · Grades KG–5 · 0.1 mi
M
Parkwood Middle SchoolC
Middle · Grades 6–8 · 2.8 mi
H
Parkwood High SchoolA
High · Grades 9–12 · 3.0 mi

District: Union County Public Schools

Neighborhood · ZIP 28112These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,035
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,806
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3014 Ruben Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Union County
  • Costs less per square foot than 81% of homes in Union County
  • Smaller than 67% of homes in Union County
  • Has a bigger lot than 71% of homes in Union County
  • Older than 91% of homes in Union County

What homes are worth in Monroe 28112

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$800K

This home is worth more than 31% of homes in Monroe 28112.

How it measures up in Monroe 28112

The dot is this home. The mark in the middle is the typical home in Monroe 28112.

Estimated value$296,569
CheaperTypical $364,250Pricier

Pricier than 31% of homes nearby

Price per ft²$180
CheaperTypical $206Pricier

Pricier than 32% of homes nearby

Living area1,652 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 51% of homes nearby

Lot size1 ac
SmallerTypical 0.96 acBigger

Bigger than 54% of homes nearby

Year built1962
OlderTypical 1988Newer

Newer than 21% of homes nearby

How 3014 Ruben Rd ranks against every home in each area.
MeasureThis homeMonroe 28112Union County
Estimated valuepricier than$296,56931% of homes17% of homes
Price per ft²pricier than$18032% of homes19% of homes
Living areabigger than1,652 ft²51% of homes33% of homes
Lot sizebigger than1 ac54% of homes71% of homes
Year builtnewer than196221% of homes9% of homes

About 3014 Ruben Rd

How much is 3014 Ruben Rd, Monroe, NC worth?

The TopHap Estimate for 3014 Ruben Rd, Monroe, NC is $296,569 as of Jul 14, 2026. The likely range is $256,076 to $337,062. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3014 Ruben Rd, Monroe, NC last sell?

3014 Ruben Rd, Monroe, NC last sold on Jul 29, 2002 for $110,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3014 Ruben Rd, Monroe, NC?

3014 Ruben Rd, Monroe, NC has 3 bedrooms, 1 bathrooms, 1,652 square feet of living space and a 1.00-acre lot.

When was 3014 Ruben Rd, Monroe, NC built?

3014 Ruben Rd, Monroe, NC was built in 1962, making it 64 years old. It is a ranch home. The building has 1 story.

What schools serve 3014 Ruben Rd, Monroe, NC?

3014 Ruben Rd, Monroe, NC is assigned to Prospect Elementary School (elementary), rated C+; Parkwood Middle School (middle), rated C; Parkwood High School (high), rated A. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3014 Ruben Rd, Monroe, NC compare to other homes in Monroe 28112?

Among the 11,421 homes in Monroe 28112, it is worth more than 31% of them ($296,569 against a typical $364,250), its price per square foot is higher than 32% of them ($180 against a typical $206), it is bigger than 51% of them (1,652 ft² against a typical 1,626 ft²), its lot is bigger than 54% of them (1 ac against a typical 0.96 ac) and it is newer than 21% of them (1962 against a typical 1988). Measured against all of Union County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3014 Ruben Rd, Monroe, NC?

The 2025 property tax bill for 3014 Ruben Rd, Monroe, NC was $1,327. The county assessed it at $287,900.

Closest homes

More homes in Monroe 28112

Assigned schools

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