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Single Family ResidenceResidential
$55,556$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

302 ELM ST S

ONAMIA, MN 56359
0
Baths
416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$56K
$29K low$82K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$316 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMILLE LACS
Lot (acres)The size of the land the home sits on, from county records.0.45
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Onamia High SchoolD
Middle · Grades 7–12 · 0.8 mi
E
Onamia Primary School
Elementary · Grades PK–2 · 0.9 mi

District: Onamia Public School District

Neighborhood · ZIP 56359These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,313
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,087
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,731
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

302 Elm St S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Mille Lacs County
  • Costs less per square foot than 96% of homes in Mille Lacs County
  • Smaller than 98% of homes in Onamia 56359
  • Has a smaller lot than 69% of homes in Onamia 56359

What homes are worth in Onamia 56359

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$622K

This home is worth less than almost all homes in Onamia 56359.

How it measures up in Onamia 56359

The dot is this home. The mark in the middle is the typical home in Onamia 56359.

Estimated value$55,556
CheaperTypical $266,705Pricier

Cheaper than almost all homes nearby

Price per ft²$134
CheaperTypical $213Pricier

Pricier than 12% of homes nearby

Living area416 ft²
SmallerTypical 1,100 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.45 ac
SmallerTypical 1.33 acBigger

Bigger than 31% of homes nearby

How 302 Elm St S ranks against every home in each area.
MeasureThis homeOnamia 56359Mille Lacs County
Estimated valuepricier than$55,556almost no homesalmost no homes
Price per ft²pricier than$13412% of homes4% of homes
Living areabigger than416 ft²2% of homes3% of homes
Lot sizebigger than0.45 ac31% of homes35% of homes

About 302 Elm St S

How much is 302 Elm St S, Onamia, MN worth?

The TopHap Estimate for 302 Elm St S, Onamia, MN is $55,556 as of Sep 24, 2026. The likely range is $29,391 to $81,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 302 Elm St S, Onamia, MN last sell?

302 Elm St S, Onamia, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 302 Elm St S, Onamia, MN?

302 Elm St S, Onamia, MN has 416 square feet of living space and a 0.45-acre lot.

What schools serve 302 Elm St S, Onamia, MN?

302 Elm St S, Onamia, MN is assigned to Onamia High School (middle), rated D; Onamia Primary School (elementary). All sit in Onamia Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 302 Elm St S, Onamia, MN compare to other homes in Onamia 56359?

Among the 1,942 homes in Onamia 56359, it is worth more than almost none of them ($55,556 against a typical $266,705), its price per square foot is higher than 12% of them ($134 against a typical $213), it is bigger than 2% of them (416 ft² against a typical 1,100 ft²) and its lot is bigger than 31% of them (0.45 ac against a typical 1.33 ac). Measured against all of Mille Lacs County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 302 Elm St S, Onamia, MN?

The 2026 property tax bill for 302 Elm St S, Onamia, MN was $316. The county assessed it at $47,500.

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