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Single Family ResidenceResidential
$224,170$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 41How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3020 COSBY HWY

COSBY, TN 37722
1
Baths
3,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$224K
$93K low$356K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,354 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,175
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,125
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,875
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$361,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
31
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCocke
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.1.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 25 ft²Patio · 145 ft²Porch · 450 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cosby High SchoolC-
High · Grades 9–12 · 1.2 mi
E
Cosby Elementary SchoolB+
Elementary · Grades KG–8 · 1.2 mi

District: Cocke County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3020 Cosby Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the lowest price per square foot in Cosby 37722
  • Bigger than 98% of homes in Cosby 37722
  • Older than 70% of homes in Cosby 37722

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$773K

This home is worth more than 41% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$224,170
CheaperTypical $259,111Pricier

Pricier than 41% of homes nearby

Price per ft²$75
CheaperTypical $232Pricier

Cheaper than almost all homes nearby

Living area3,000 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.14 ac
SmallerTypical 1.25 acBigger

Bigger than 48% of homes nearby

Year built1984
OlderTypical 1995Newer

Newer than 30% of homes nearby

How 3020 Cosby Hwy ranks against every home in each area.
MeasureThis homeCosby 37722Cocke County
Estimated valuepricier than$224,17041% of homes51% of homes
Price per ft²pricier than$75almost no homes3% of homes
Living areabigger than3,000 ft²98% of homes98% of homes
Lot sizebigger than1.14 ac48% of homes50% of homes
Year builtnewer than198430% of homes44% of homes

About 3020 Cosby Hwy

How much is 3020 Cosby Hwy, Cosby, TN worth?

The TopHap Estimate for 3020 Cosby Hwy, Cosby, TN is $224,170 as of Oct 21, 2026. The likely range is $92,631 to $355,710. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3020 Cosby Hwy, Cosby, TN?

3020 Cosby Hwy, Cosby, TN has 1 bathrooms, 3,000 square feet of living space and a 1.14-acre lot.

When was 3020 Cosby Hwy, Cosby, TN built?

3020 Cosby Hwy, Cosby, TN was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 3020 Cosby Hwy, Cosby, TN?

3020 Cosby Hwy, Cosby, TN is assigned to Cosby High School (high), rated C-; Cosby Elementary School (elementary), rated B+. All sit in Cocke County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3020 Cosby Hwy, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,423 homes in Cosby 37722, it is worth more than 41% of them ($224,170 against a typical $259,111), its price per square foot is higher than almost none of them ($75 against a typical $232), it is bigger than 98% of them (3,000 ft² against a typical 1,176 ft²), its lot is bigger than 48% of them (1.14 ac against a typical 1.25 ac) and it is newer than 30% of them (1984 against a typical 1995). Measured against all of Cocke County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3020 Cosby Hwy, Cosby, TN?

The 2025 property tax bill for 3020 Cosby Hwy, Cosby, TN was $1,354. The county assessed it at $90,300.

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