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Rural ResidenceResidential
$378,856$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3020 GILBERT RANCH DR # 3030

COTTONDALE, FL 32431
3
Beds
2
Baths
2,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
51.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$379K
$353K low$405K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,478 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$526,236 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,398
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$502,838
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$518,191
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$706,354

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.51.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 624 ft²Porch · 613 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cottondale Elementary SchoolC
Elementary · Grades KG–5 · 1.3 mi
M
Cottondale High SchoolB-
Middle · Grades 6–12 · 1.7 mi

District: Jackson County School District

Neighborhood · ZIP 32431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,574
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3020 Gilbert Ranch Dr # 3030 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Cottondale 32431
  • Costs more per square foot than 86% of homes in Jackson County
  • Bigger than 91% of homes in Cottondale 32431
  • Has a bigger lot than 97% of homes in Jackson County
  • Among the newest homes in Cottondale 32431

What homes are worth in Cottondale 32431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$499K

This home is worth more than 93% of homes in Cottondale 32431.

How it measures up in Cottondale 32431

The dot is this home. The mark in the middle is the typical home in Cottondale 32431.

Estimated value$378,856
CheaperTypical $161,458Pricier

Pricier than 93% of homes nearby

Price per ft²$157
CheaperTypical $110Pricier

Pricier than 84% of homes nearby

Living area2,414 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 91% of homes nearby

Lot size51.32 ac
SmallerTypical 2.23 acBigger

Bigger than 96% of homes nearby

Year built2023
OlderTypical 1987Newer

Newer than almost all homes nearby

How 3020 Gilbert Ranch Dr # 3030 ranks against every home in each area.
MeasureThis homeCottondale 32431Jackson County
Estimated valuepricier than$378,85693% of homes93% of homes
Price per ft²pricier than$15784% of homes86% of homes
Living areabigger than2,414 ft²91% of homes89% of homes
Lot sizebigger than51.32 ac96% of homes97% of homes
Year builtnewer than2023almost all homesalmost all homes

About 3020 Gilbert Ranch Dr # 3030

How much is 3020 Gilbert Ranch Dr # 3030, Cottondale, FL worth?

The TopHap Estimate for 3020 Gilbert Ranch Dr # 3030, Cottondale, FL is $378,856 as of Aug 30, 2026. The likely range is $352,756 to $404,956. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3020 Gilbert Ranch Dr # 3030, Cottondale, FL last sell?

3020 Gilbert Ranch Dr # 3030, Cottondale, FL last sold on Sep 19, 2023, according to the county's recorded deed.

How big is 3020 Gilbert Ranch Dr # 3030, Cottondale, FL?

3020 Gilbert Ranch Dr # 3030, Cottondale, FL has 3 bedrooms, 2 bathrooms, 2,414 square feet of living space and a 51.32-acre lot.

When was 3020 Gilbert Ranch Dr # 3030, Cottondale, FL built?

3020 Gilbert Ranch Dr # 3030, Cottondale, FL was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 3020 Gilbert Ranch Dr # 3030, Cottondale, FL?

3020 Gilbert Ranch Dr # 3030, Cottondale, FL is assigned to Cottondale Elementary School (elementary), rated C; Cottondale High School (middle), rated B-. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3020 Gilbert Ranch Dr # 3030, Cottondale, FL compare to other homes in Cottondale 32431?

Among the 1,807 homes in Cottondale 32431, it is worth more than 93% of them ($378,856 against a typical $161,458), its price per square foot is higher than 84% of them ($157 against a typical $110), it is bigger than 91% of them (2,414 ft² against a typical 1,456 ft²), its lot is bigger than 96% of them (51.32 ac against a typical 2.23 ac) and it is newer than almost all of them (2023 against a typical 1987). Measured against all of Jackson County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3020 Gilbert Ranch Dr # 3030, Cottondale, FL?

The 2025 property tax bill for 3020 Gilbert Ranch Dr # 3030, Cottondale, FL was $6,478. The county assessed it at $526,236.

More homes on Gilbert Ranch Dr # 3030

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Assigned schools

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