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PastureAgriculture / Farming
$354,488$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3020 GILBERT RANCH DR

COTTONDALE, FL 32431
3
Beds
2
Baths
3,651 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
51.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$354K
$325K low$384K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,478 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$526,236 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$518,191
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$706,354

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Pasture
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.51.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 624 ft²Porch · 613 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cottondale Elementary SchoolC+
Elementary · Grades KG–5 · 1.3 mi
M
Cottondale High SchoolB-
Middle · Grades 6–12 · 1.7 mi

District: Jackson County School District

Neighborhood · ZIP 32431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,574
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3020 Gilbert Ranch Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Cottondale 32431
  • Among the largest homes in Cottondale 32431
  • Has a bigger lot than 98% of homes in Jackson County
  • Among the newest homes in Cottondale 32431

What homes are worth in Cottondale 32431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$495K

This home is worth more than 92% of homes in Cottondale 32431.

How it measures up in Cottondale 32431

The dot is this home. The mark in the middle is the typical home in Cottondale 32431.

Estimated value$354,488
CheaperTypical $156,194Pricier

Pricier than 92% of homes nearby

Price per ft²$97
CheaperTypical $107Pricier

Pricier than 41% of homes nearby

Living area3,651 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than almost all homes nearby

Lot size51.32 ac
SmallerTypical 2.03 acBigger

Bigger than 96% of homes nearby

Year built2023
OlderTypical 1987Newer

Newer than almost all homes nearby

How 3020 Gilbert Ranch Dr ranks against every home in each area.
MeasureThis homeCottondale 32431Jackson County
Estimated valuepricier than$354,48892% of homes91% of homes
Price per ft²pricier than$9741% of homes49% of homes
Living areabigger than3,651 ft²almost all homes98% of homes
Lot sizebigger than51.32 ac96% of homes98% of homes
Year builtnewer than2023almost all homesalmost all homes

About 3020 Gilbert Ranch Dr

How much is 3020 Gilbert Ranch Dr, Cottondale, FL worth?

The TopHap Estimate for 3020 Gilbert Ranch Dr, Cottondale, FL is $354,488 as of Oct 21, 2026. The likely range is $324,878 to $384,098. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3020 Gilbert Ranch Dr, Cottondale, FL last sell?

3020 Gilbert Ranch Dr, Cottondale, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3020 Gilbert Ranch Dr, Cottondale, FL?

3020 Gilbert Ranch Dr, Cottondale, FL has 3 bedrooms, 2 bathrooms, 3,651 square feet of living space and a 51.32-acre lot.

When was 3020 Gilbert Ranch Dr, Cottondale, FL built?

3020 Gilbert Ranch Dr, Cottondale, FL was built in 2023, making it 3 years old. It is a bungalow home. The building has 1 story.

What schools serve 3020 Gilbert Ranch Dr, Cottondale, FL?

3020 Gilbert Ranch Dr, Cottondale, FL is assigned to Cottondale Elementary School (elementary), rated C+; Cottondale High School (middle), rated B-. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3020 Gilbert Ranch Dr, Cottondale, FL compare to other homes in Cottondale 32431?

Among the 1,758 homes in Cottondale 32431, it is worth more than 92% of them ($354,488 against a typical $156,194), its price per square foot is higher than 41% of them ($97 against a typical $107), it is bigger than almost all of them (3,651 ft² against a typical 1,464 ft²), its lot is bigger than 96% of them (51.32 ac against a typical 2.03 ac) and it is newer than almost all of them (2023 against a typical 1987). Measured against all of Jackson County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3020 Gilbert Ranch Dr, Cottondale, FL?

The 2025 property tax bill for 3020 Gilbert Ranch Dr, Cottondale, FL was $6,478. The county assessed it at $526,236.

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