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Single Family ResidenceResidential
$318,665$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $194,000 on Sep 2, 2010

3021 RACHAEL LN

HAYES, VA 23072
3
Beds
2
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$319K
$308K low$330K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$194,000 · Sep 2, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,649
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,719
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$198,171
METLIFE HOME LOANS · 4.37% · recorded Sep 2, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,845
SECRETARY OF VETERANS AFFAIRS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,465 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,590 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,020
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,570
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$238,590
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,590

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGloucester
Lot (acres)The size of the land the home sits on, from county records.0.54
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gloucester High SchoolB-
High · Grades 9–12 · 0.8 mi
E
Botetourt Elementary SchoolA+
Elementary · Grades KG–5 · 1.7 mi
M
Page Middle SchoolB+
Middle · Grades 6–8 · 2.1 mi

District: Gloucester County Public Schools

Neighborhood · ZIP 23072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,833
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,664
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3021 Rachael Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 76% of homes in Gloucester County
  • Smaller than 74% of homes in Gloucester County
  • Has a smaller lot than 71% of homes in Gloucester County
  • Newer than 72% of homes in Hayes 23072

What homes are worth in Hayes 23072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$870K

This home is worth more than 36% of homes in Hayes 23072.

How it measures up in Hayes 23072

The dot is this home. The mark in the middle is the typical home in Hayes 23072.

Estimated value$318,665
CheaperTypical $362,077Pricier

Pricier than 36% of homes nearby

Price per ft²$246
CheaperTypical $216Pricier

Pricier than 75% of homes nearby

Living area1,296 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.54 ac
SmallerTypical 0.69 acBigger

Bigger than 41% of homes nearby

Year built1994
OlderTypical 1983Newer

Newer than 72% of homes nearby

How 3021 Rachael Ln ranks against every home in each area.
MeasureThis homeHayes 23072Gloucester County
Estimated valuepricier than$318,66536% of homes37% of homes
Price per ft²pricier than$24675% of homes76% of homes
Living areabigger than1,296 ft²27% of homes26% of homes
Lot sizebigger than0.54 ac41% of homes29% of homes
Year builtnewer than199472% of homes68% of homes

About 3021 Rachael Ln

How much is 3021 Rachael Ln, Hayes, VA worth?

The TopHap Estimate for 3021 Rachael Ln, Hayes, VA is $318,665 as of Jul 14, 2026. The likely range is $307,599 to $329,731. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3021 Rachael Ln, Hayes, VA last sell?

3021 Rachael Ln, Hayes, VA last sold on Sep 2, 2010 for $194,000, according to the county's recorded deed.

How big is 3021 Rachael Ln, Hayes, VA?

3021 Rachael Ln, Hayes, VA has 3 bedrooms, 2 bathrooms, 1,296 square feet of living space and a 0.54-acre lot.

When was 3021 Rachael Ln, Hayes, VA built?

3021 Rachael Ln, Hayes, VA was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 3021 Rachael Ln, Hayes, VA?

3021 Rachael Ln, Hayes, VA is assigned to Gloucester High School (high), rated B-; Botetourt Elementary School (elementary), rated A+; Page Middle School (middle), rated B+. All sit in Gloucester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3021 Rachael Ln, Hayes, VA compare to other homes in Hayes 23072?

Among the 4,633 homes in Hayes 23072, it is worth more than 36% of them ($318,665 against a typical $362,077), its price per square foot is higher than 75% of them ($246 against a typical $216), it is bigger than 27% of them (1,296 ft² against a typical 1,626 ft²), its lot is bigger than 41% of them (0.54 ac against a typical 0.69 ac) and it is newer than 72% of them (1994 against a typical 1983). Measured against all of Gloucester County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3021 Rachael Ln, Hayes, VA?

The 2025 property tax bill for 3021 Rachael Ln, Hayes, VA was $1,465. The county assessed it at $238,590.

Closest homes

More homes in Hayes 23072

Assigned schools

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