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Rural ResidenceResidential
$368,354$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3027 W SPENCER PL

THATCHER, AZ 85552
0
Baths
2,106 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$368K
$354K low$383K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,354
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,683
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$195,000
OPTIMUM FIRST INC · recorded Apr 15, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
ONEAZ CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,493 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,059 (2027)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,581
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,478
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,277
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,591

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
3
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGraham
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Steel Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Thatcher High SchoolB-
High · Grades 9–12 · 0.4 mi
M
Thatcher Middle SchoolB
Middle · Grades 7–8 · 0.9 mi
E
Jack Daley Primary School
Elementary · Grades PK–2 · 1.1 mi

District: Thatcher Unified District

Neighborhood · ZIP 85552These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.242 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,010
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,543
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.86%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3027 W Spencer Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Graham County
  • Costs less per square foot than 71% of homes in Thatcher 85552
  • Bigger than 76% of homes in Graham County

What homes are worth in Thatcher 85552

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$699K

This home is worth more than 54% of homes in Thatcher 85552.

How it measures up in Thatcher 85552

The dot is this home. The mark in the middle is the typical home in Thatcher 85552.

Estimated value$368,354
CheaperTypical $357,005Pricier

Pricier than 54% of homes nearby

Price per ft²$175
CheaperTypical $195Pricier

Pricier than 29% of homes nearby

Living area2,106 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.34 ac
SmallerTypical 0.28 acBigger

Bigger than 57% of homes nearby

Year built1998
OlderTypical 1994Newer

Newer than 57% of homes nearby

How 3027 W Spencer Pl ranks against every home in each area.
MeasureThis homeThatcher 85552Graham County
Estimated valuepricier than$368,35454% of homes70% of homes
Price per ft²pricier than$17529% of homes37% of homes
Living areabigger than2,106 ft²69% of homes76% of homes
Lot sizebigger than0.34 ac57% of homes48% of homes
Year builtnewer than199857% of homes62% of homes

About 3027 W Spencer Pl

How much is 3027 W Spencer Pl, Thatcher, AZ worth?

The TopHap Estimate for 3027 W Spencer Pl, Thatcher, AZ is $368,354 as of Jul 14, 2026. The likely range is $353,871 to $382,837. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3027 W Spencer Pl, Thatcher, AZ?

3027 W Spencer Pl, Thatcher, AZ has 2,106 square feet of living space and a 0.34-acre lot.

When was 3027 W Spencer Pl, Thatcher, AZ built?

3027 W Spencer Pl, Thatcher, AZ was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 3027 W Spencer Pl, Thatcher, AZ?

3027 W Spencer Pl, Thatcher, AZ is assigned to Thatcher High School (high), rated B-; Thatcher Middle School (middle), rated B; Jack Daley Primary School (elementary). All sit in Thatcher Unified District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3027 W Spencer Pl, Thatcher, AZ compare to other homes in Thatcher 85552?

Among the 2,313 homes in Thatcher 85552, it is worth more than 54% of them ($368,354 against a typical $357,005), its price per square foot is higher than 29% of them ($175 against a typical $195), it is bigger than 69% of them (2,106 ft² against a typical 1,740 ft²), its lot is bigger than 57% of them (0.34 ac against a typical 0.28 ac) and it is newer than 57% of them (1998 against a typical 1994). Measured against all of Graham County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3027 W Spencer Pl, Thatcher, AZ?

The 2025 property tax bill for 3027 W Spencer Pl, Thatcher, AZ was $1,493. The county assessed it at $27,059.

Closest homes

More homes in Thatcher 85552

Assigned schools

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