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Single Family ResidenceResidential
$149,779$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $37,500 on Dec 24, 2002

303 CONGRESS ST

TROY, NY 12180
3
Beds
1
Baths
1,199 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$150K
$117K low$182K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$37,500 · Dec 24, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,637 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Troy Middle SchoolC-
Middle · Grades 6–8 · 0.5 mi
H
Troy High SchoolC-
High · Grades 9–12 · 0.5 mi
E
PS 14C
Elementary · Grades PK–5 · 0.6 mi

District: Troy City School District

Neighborhood · ZIP 12180These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.55,638
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.985 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,443
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,896
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

303 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Troy 12180
  • Costs less per square foot than 91% of homes in Troy 12180
  • Smaller than 92% of homes in The Hill
  • Has a smaller lot than 90% of homes in Rensselaer County
  • Older than 84% of homes in Rensselaer County

What homes are worth in Troy 12180

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$706K

This home is worth more than 4% of homes in Troy 12180.

How it measures up in Troy 12180

The dot is this home. The mark in the middle is the typical home in Troy 12180.

Estimated value$149,779
CheaperTypical $310,672Pricier

Pricier than 4% of homes nearby

Price per ft²$125
CheaperTypical $207Pricier

Pricier than 9% of homes nearby

Living area1,199 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than 16% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.18 acBigger

Bigger than 21% of homes nearby

Year built1890
OlderTypical 1939Newer

Newer than 21% of homes nearby

How 303 Congress St ranks against every home in each area.
MeasureThis homeThe HillTroy 12180Rensselaer County
Estimated valuepricier than$149,77914% of homes4% of homes5% of homes
Price per ft²pricier than$12529% of homes9% of homes9% of homes
Living areabigger than1,199 ft²8% of homes16% of homes21% of homes
Lot sizebigger than3,920 ft²39% of homes21% of homes10% of homes
Year builtnewer than189045% of homes21% of homes16% of homes

About 303 Congress St

How much is 303 Congress St, Troy, NY worth?

The TopHap Estimate for 303 Congress St, Troy, NY is $149,779 as of Sep 24, 2026. The likely range is $117,399 to $182,159. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 303 Congress St, Troy, NY last sell?

303 Congress St, Troy, NY last sold on Dec 24, 2002 for $37,500, according to the county's recorded deed.

How big is 303 Congress St, Troy, NY?

303 Congress St, Troy, NY has 3 bedrooms, 1 bathrooms, 1,199 square feet of living space and a 0.09-acre lot.

When was 303 Congress St, Troy, NY built?

303 Congress St, Troy, NY was built in 1890, making it 136 years old. It is a traditional/old home. The building has 1 story.

What schools serve 303 Congress St, Troy, NY?

303 Congress St, Troy, NY is assigned to Troy Middle School (middle), rated C-; Troy High School (high), rated C-; PS 14 (elementary), rated C. All sit in Troy City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 303 Congress St, Troy, NY compare to other homes in Troy 12180?

Among the 13,341 homes in Troy 12180, it is worth more than 4% of them ($149,779 against a typical $310,672), its price per square foot is higher than 9% of them ($125 against a typical $207), it is bigger than 16% of them (1,199 ft² against a typical 1,800 ft²), its lot is bigger than 21% of them (3,920 ft² against a typical 0.18 ac) and it is newer than 21% of them (1890 against a typical 1939). Measured against all of Rensselaer County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 303 Congress St, Troy, NY?

The 2025 property tax bill for 303 Congress St, Troy, NY was $4,637. The county assessed it at $105,000.

More homes on Congress St

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