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Rural ResidenceResidential
$429,499$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3036 RIVER RD

WADE, NC 28395
3
Beds
3 / 1
Baths
2,635 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$429K
$392K low$467K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$229,499
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$183,599
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
FIRST CITIZENS BANK & TRUST CO · recorded Feb 22, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,782 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$406,312 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,554
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$334,758
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$301,209
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$406,312

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCumberland
Lot (acres)The size of the land the home sits on, from county records.3.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 583 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastover-Central Elementary SchoolA-
Elementary · Grades PK–5 · 4.5 mi
M
Mac Williams Middle SchoolC-
Middle · Grades 6–8 · 7.1 mi
H
Cape Fear High SchoolB+
High · Grades 9–12 · 7.3 mi

District: Cumberland County Schools

Neighborhood · ZIP 28395These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3036 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Cumberland County
  • Costs more per square foot than 79% of homes in Cumberland County
  • Bigger than 89% of homes in Cumberland County
  • Has a bigger lot than 96% of homes in Cumberland County
  • Newer than 75% of homes in Cumberland County

What homes are worth in Wade 28395

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$610K

This home is worth more than 85% of homes in Wade 28395.

How it measures up in Wade 28395

The dot is this home. The mark in the middle is the typical home in Wade 28395.

Estimated value$429,499
CheaperTypical $261,115Pricier

Pricier than 85% of homes nearby

Price per ft²$163
CheaperTypical $141Pricier

Pricier than 70% of homes nearby

Living area2,635 ft²
SmallerTypical 1,795 ft²Bigger

Bigger than 88% of homes nearby

Lot size3.24 ac
SmallerTypical 1.84 acBigger

Bigger than 75% of homes nearby

Year built1998
OlderTypical 1984Newer

Newer than 70% of homes nearby

How 3036 River Rd ranks against every home in each area.
MeasureThis homeWade 28395Cumberland County
Estimated valuepricier than$429,49985% of homes93% of homes
Price per ft²pricier than$16370% of homes79% of homes
Living areabigger than2,635 ft²88% of homes89% of homes
Lot sizebigger than3.24 ac75% of homes96% of homes
Year builtnewer than199870% of homes75% of homes

About 3036 River Rd

How much is 3036 River Rd, Wade, NC worth?

The TopHap Estimate for 3036 River Rd, Wade, NC is $429,499 as of Jul 14, 2026. The likely range is $391,710 to $467,288. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3036 River Rd, Wade, NC last sell?

3036 River Rd, Wade, NC last sold on Jul 17, 1998, according to the county's recorded deed.

How big is 3036 River Rd, Wade, NC?

3036 River Rd, Wade, NC has 3 bedrooms, 3 bathrooms, 2,635 square feet of living space and a 3.24-acre lot.

When was 3036 River Rd, Wade, NC built?

3036 River Rd, Wade, NC was built in 1998, making it 28 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3036 River Rd, Wade, NC?

3036 River Rd, Wade, NC is assigned to Eastover-Central Elementary School (elementary), rated A-; Mac Williams Middle School (middle), rated C-; Cape Fear High School (high), rated B+. All sit in Cumberland County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3036 River Rd, Wade, NC compare to other homes in Wade 28395?

Among the 1,201 homes in Wade 28395, it is worth more than 85% of them ($429,499 against a typical $261,115), its price per square foot is higher than 70% of them ($163 against a typical $141), it is bigger than 88% of them (2,635 ft² against a typical 1,795 ft²), its lot is bigger than 75% of them (3.24 ac against a typical 1.84 ac) and it is newer than 70% of them (1998 against a typical 1984). Measured against all of Cumberland County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3036 River Rd, Wade, NC?

The 2025 property tax bill for 3036 River Rd, Wade, NC was $3,782. The county assessed it at $406,312.

Closest homes

More homes in Wade 28395

Assigned schools

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