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Rural ResidenceResidential
$135,764$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3038 RIVER RD

DECORAH, IA 52101
4
Beds
1.5
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
35.84 ac
Lot SizeThe size of the land the home sits on, from county records.
1907
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$136K
$94K low$177K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,738 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$164,520 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,990
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$164,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,520

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWINNESHIEK
Lot (acres)The size of the land the home sits on, from county records.35.84
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Decorah High SchoolA+
High · Grades 9–12 · 8.4 mi
E
John Cline Elementary School
Elementary · Grades KG–2 · 8.5 mi
M
Decorah Middle SchoolA
Middle · Grades 5–8 · 8.8 mi

District: Decorah Community School District

Neighborhood · ZIP 52101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.13,187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3038 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Decorah 52101
  • Costs less per square foot than 97% of homes in Decorah 52101
  • Bigger than 75% of homes in Decorah 52101
  • Has a bigger lot than 91% of homes in Decorah 52101
  • Older than 77% of homes in Decorah 52101

What homes are worth in Decorah 52101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$682K

This home is worth more than 9% of homes in Decorah 52101.

How it measures up in Decorah 52101

The dot is this home. The mark in the middle is the typical home in Decorah 52101.

Estimated value$135,764
CheaperTypical $269,027Pricier

Pricier than 9% of homes nearby

Price per ft²$71
CheaperTypical $183Pricier

Pricier than 3% of homes nearby

Living area1,920 ft²
SmallerTypical 1,523 ft²Bigger

Bigger than 75% of homes nearby

Lot size35.84 ac
SmallerTypical 0.47 acBigger

Bigger than 91% of homes nearby

Year built1907
OlderTypical 1969Newer

Newer than 23% of homes nearby

How 3038 River Rd ranks against every home in each area.
MeasureThis homeDecorah 52101Winneshiek County
Estimated valuepricier than$135,7649% of homes19% of homes
Price per ft²pricier than$713% of homes9% of homes
Living areabigger than1,920 ft²75% of homes74% of homes
Lot sizebigger than35.84 ac91% of homes88% of homes
Year builtnewer than190723% of homes24% of homes

About 3038 River Rd

How much is 3038 River Rd, Decorah, IA worth?

The TopHap Estimate for 3038 River Rd, Decorah, IA is $135,764 as of Sep 24, 2026. The likely range is $94,408 to $177,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3038 River Rd, Decorah, IA last sell?

3038 River Rd, Decorah, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3038 River Rd, Decorah, IA?

3038 River Rd, Decorah, IA has 4 bedrooms, 1.5 bathrooms, 1,920 square feet of living space and a 35.84-acre lot.

When was 3038 River Rd, Decorah, IA built?

3038 River Rd, Decorah, IA was built in 1907, making it 119 years old. It is a conventional home. The building has 2 stories.

What schools serve 3038 River Rd, Decorah, IA?

3038 River Rd, Decorah, IA is assigned to Decorah High School (high), rated A+; John Cline Elementary School (elementary); Decorah Middle School (middle), rated A. All sit in Decorah Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3038 River Rd, Decorah, IA compare to other homes in Decorah 52101?

Among the 5,097 homes in Decorah 52101, it is worth more than 9% of them ($135,764 against a typical $269,027), its price per square foot is higher than 3% of them ($71 against a typical $183), it is bigger than 75% of them (1,920 ft² against a typical 1,523 ft²), its lot is bigger than 91% of them (35.84 ac against a typical 0.47 ac) and it is newer than 23% of them (1907 against a typical 1969). Measured against all of Winneshiek County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3038 River Rd, Decorah, IA?

The 2026 property tax bill for 3038 River Rd, Decorah, IA was $1,738. The county assessed it at $164,520.

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