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Single Family ResidenceResidential
$392,008
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

304 HARBOR POINT PL

SPRINGFIELD, IL 62712
0
Baths
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$392K
$374K low$410K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$392,008
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$313,606

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,908 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,294 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,575
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,719
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,857
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$375,882

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANGAMON
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Springfield School District 186

Neighborhood · ZIP 62712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.355 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,107
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 Harbor Point Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Sangamon County
  • Among the smallest lots in Springfield Lake Shore

What homes are worth in Springfield 62712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$868K

This home is worth more than 68% of homes in Springfield 62712.

How it measures up in Springfield 62712

The dot is this home. The mark in the middle is the typical home in Springfield 62712.

Estimated value$392,008
CheaperTypical $324,577Pricier

Pricier than 68% of homes nearby

Lot size0.16 ac
SmallerTypical 0.33 acBigger

Bigger than 5% of homes nearby

How 304 Harbor Point Pl ranks against every home in each area.
MeasureThis homeSpringfield Lake ShoreSpringfield 62712Sangamon County
Estimated valuepricier than$392,00818% of homes68% of homes88% of homes
Lot sizebigger than0.16 acalmost no homes5% of homes30% of homes

About 304 Harbor Point Pl

How much is 304 Harbor Point Pl, Springfield, IL worth?

The TopHap Estimate for 304 Harbor Point Pl, Springfield, IL is $392,008 as of Jul 14, 2026. The likely range is $373,534 to $410,482. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 Harbor Point Pl, Springfield, IL last sell?

304 Harbor Point Pl, Springfield, IL last sold on Aug 27, 2013, according to the county's recorded deed.

What schools serve 304 Harbor Point Pl, Springfield, IL?

304 Harbor Point Pl, Springfield, IL is assigned to Hazel Dell Elementary School (elementary), rated C+; Jefferson Middle School (middle), rated D-; Southeast High School (high), rated D. All sit in Springfield School District 186. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 Harbor Point Pl, Springfield, IL compare to other homes in Springfield 62712?

Among the 3,804 homes in Springfield 62712, it is worth more than 68% of them ($392,008 against a typical $324,577) and its lot is bigger than 5% of them (0.16 ac against a typical 0.33 ac). Measured against all of Sangamon County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 Harbor Point Pl, Springfield, IL?

The 2025 property tax bill for 304 Harbor Point Pl, Springfield, IL was $8,908. The county assessed it at $125,294.

Closest homes

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Assigned schools

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