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Single Family ResidenceResidential
$84,666$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

304 RIVER ST

ELGIN, IA 52141
2
Beds
3 / 2
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,640 ft²
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$85K
$68K low$101K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$14,666
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$11,733
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
LUANNA SAVINGS BANK · recorded Apr 26, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$966 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,070
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$72,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 189 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valley Elementary SchoolB+
Elementary · Grades PK–5 · 1.5 mi
M
North Fayette Valley Middle SchoolB+
Middle · Grades 6–8 · 1.5 mi
H
North Fayette Valley High SchoolB-
High · Grades 9–12 · 8.4 mi

District: North Fayette Valley Community School District

Neighborhood · ZIP 52141These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,229
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Elgin 52141
  • Smaller than 96% of homes in Elgin 52141
  • Among the smallest lots in Elgin 52141

What homes are worth in Elgin 52141

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$636K

This home is worth more than 14% of homes in Elgin 52141.

How it measures up in Elgin 52141

The dot is this home. The mark in the middle is the typical home in Elgin 52141.

Estimated value$84,666
CheaperTypical $184,399Pricier

Pricier than 14% of homes nearby

Price per ft²$110
CheaperTypical $131Pricier

Pricier than 40% of homes nearby

Living area768 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 4% of homes nearby

Lot size2,640 ft²
SmallerTypical 1 acBigger

Smaller than almost all homes nearby

Year built1959
OlderTypical 1949Newer

Newer than 56% of homes nearby

How 304 River St ranks against every home in each area.
MeasureThis homeElgin 52141Fayette County
Estimated valuepricier than$84,66614% of homes28% of homes
Price per ft²pricier than$11040% of homes59% of homes
Living areabigger than768 ft²4% of homes4% of homes
Lot sizebigger than2,640 ft²almost no homesalmost no homes
Year builtnewer than195956% of homes63% of homes

About 304 River St

How much is 304 River St, Elgin, IA worth?

The TopHap Estimate for 304 River St, Elgin, IA is $84,666 as of Jul 14, 2026. The likely range is $67,925 to $101,407. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 River St, Elgin, IA last sell?

304 River St, Elgin, IA last sold on Jul 31, 2023, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 304 River St, Elgin, IA?

304 River St, Elgin, IA has 2 bedrooms, 3 bathrooms, 768 square feet of living space and a 0.06-acre lot.

When was 304 River St, Elgin, IA built?

304 River St, Elgin, IA was built in 1959, making it 67 years old. The building has 1 story.

What schools serve 304 River St, Elgin, IA?

304 River St, Elgin, IA is assigned to Valley Elementary School (elementary), rated B+; North Fayette Valley Middle School (middle), rated B+; North Fayette Valley High School (high), rated B-. All sit in North Fayette Valley Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 River St, Elgin, IA compare to other homes in Elgin 52141?

Among the 666 homes in Elgin 52141, it is worth more than 14% of them ($84,666 against a typical $184,399), its price per square foot is higher than 40% of them ($110 against a typical $131), it is bigger than 4% of them (768 ft² against a typical 1,568 ft²), its lot is bigger than almost none of them (2,640 ft² against a typical 1 ac) and it is newer than 56% of them (1959 against a typical 1949). Measured against all of Fayette County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 River St, Elgin, IA?

The 2024 property tax bill for 304 River St, Elgin, IA was $966. The county assessed it at $72,690.

Closest homes

More homes in Elgin 52141

Assigned schools

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