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Single Family ResidenceResidential
$197,076$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

304 RIVERBEND DR

ONA, WV 25545
3
Beds
1.5
Baths
1,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$197K
$178K low$216K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,076
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,661
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
HUNTINGTON FSB · R · recorded Dec 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,021 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCABELL
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cabell Midland High SchoolA+
High · Grades 9–12 · 0.7 mi
E
Ona Elementary SchoolB-
Elementary · Grades PK–5 · 1.0 mi
M
Milton Middle SchoolA-
Middle · Grades 6–8 · 3.2 mi

District: Cabell County School District

Neighborhood · ZIP 25545These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.138
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,336
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.44%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 Riverbend Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Ona 25545
  • Costs more per square foot than 82% of homes in Cabell County
  • Smaller than 75% of homes in Ona 25545
  • Has a smaller lot than 69% of homes in Ona 25545
  • Newer than 84% of homes in Cabell County

What homes are worth in Ona 25545

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$741K

This home is worth more than 26% of homes in Ona 25545.

How it measures up in Ona 25545

The dot is this home. The mark in the middle is the typical home in Ona 25545.

Estimated value$197,076
CheaperTypical $260,129Pricier

Pricier than 26% of homes nearby

Price per ft²$148
CheaperTypical $145Pricier

Pricier than 54% of homes nearby

Living area1,334 ft²
SmallerTypical 1,779 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.41 ac
SmallerTypical 0.86 acBigger

Bigger than 31% of homes nearby

Year built1989
OlderTypical 1979Newer

Newer than 62% of homes nearby

How 304 Riverbend Dr ranks against every home in each area.
MeasureThis homeOna 25545Cabell County
Estimated valuepricier than$197,07626% of homes59% of homes
Price per ft²pricier than$14854% of homes82% of homes
Living areabigger than1,334 ft²25% of homes36% of homes
Lot sizebigger than0.41 ac31% of homes65% of homes
Year builtnewer than198962% of homes84% of homes

About 304 Riverbend Dr

How much is 304 Riverbend Dr, Ona, WV worth?

The TopHap Estimate for 304 Riverbend Dr, Ona, WV is $197,076 as of Jul 14, 2026. The likely range is $178,381 to $215,771. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 Riverbend Dr, Ona, WV last sell?

304 Riverbend Dr, Ona, WV last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 304 Riverbend Dr, Ona, WV?

304 Riverbend Dr, Ona, WV has 3 bedrooms, 1.5 bathrooms, 1,334 square feet of living space and a 0.41-acre lot.

When was 304 Riverbend Dr, Ona, WV built?

304 Riverbend Dr, Ona, WV was built in 1989, making it 37 years old. It is a ranch home. The building has 1 story.

What schools serve 304 Riverbend Dr, Ona, WV?

304 Riverbend Dr, Ona, WV is assigned to Cabell Midland High School (high), rated A+; Ona Elementary School (elementary), rated B-; Milton Middle School (middle), rated A-. All sit in Cabell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 Riverbend Dr, Ona, WV compare to other homes in Ona 25545?

Among the 1,749 homes in Ona 25545, it is worth more than 26% of them ($197,076 against a typical $260,129), its price per square foot is higher than 54% of them ($148 against a typical $145), it is bigger than 25% of them (1,334 ft² against a typical 1,779 ft²), its lot is bigger than 31% of them (0.41 ac against a typical 0.86 ac) and it is newer than 62% of them (1989 against a typical 1979). Measured against all of Cabell County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 Riverbend Dr, Ona, WV?

The 2026 property tax bill for 304 Riverbend Dr, Ona, WV was $1,021. The county assessed it at $74,400.

Closest homes

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Assigned schools

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