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Single Family ResidenceResidential
$1,317,635$381 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $950,000 on Aug 20, 2025

304 ROCKY TOP TRL

BANNER ELK, NC 28604
3
Beds
3.5
Baths
3,458 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.89 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$992K low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$950,000 · Aug 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$133 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$994,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$966,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$994,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$994,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyWATAUGA
Lot (acres)The size of the land the home sits on, from county records.0.89
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 198 ft²Porch · 860 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valle Crucis SchoolB+
Elementary · Grades PK–8 · 3.5 mi
H
Watauga High SchoolA-
High · Grades 9–12 · 9.0 mi

District: Watauga County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 Rocky Top Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Watauga County
  • Costs more per square foot than 73% of homes in Watauga County
  • Bigger than 92% of homes in Watauga County
  • Newer than 92% of homes in Watauga County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$3M

This home is worth more than 90% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$1,317,635
CheaperTypical $455,836Pricier

Pricier than 90% of homes nearby

Price per ft²$381
CheaperTypical $313Pricier

Pricier than 70% of homes nearby

Living area3,458 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.89 ac
SmallerTypical 0.73 acBigger

Bigger than 55% of homes nearby

Year built2011
OlderTypical 1989Newer

Newer than 88% of homes nearby

How 304 Rocky Top Trl ranks against every home in each area.
MeasureThis homeBanner Elk 28604Watauga County
Estimated valuepricier than$1,317,63590% of homes93% of homes
Price per ft²pricier than$38170% of homes73% of homes
Living areabigger than3,458 ft²90% of homes92% of homes
Lot sizebigger than0.89 ac55% of homes53% of homes
Year builtnewer than201188% of homes92% of homes

About 304 Rocky Top Trl

How much is 304 Rocky Top Trl, Banner Elk, NC worth?

The TopHap Estimate for 304 Rocky Top Trl, Banner Elk, NC is $1,317,635 as of Aug 30, 2026. The likely range is $991,589 to $1,643,681. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 Rocky Top Trl, Banner Elk, NC last sell?

304 Rocky Top Trl, Banner Elk, NC last sold on Aug 20, 2025 for $950,000, according to the county's recorded deed.

How big is 304 Rocky Top Trl, Banner Elk, NC?

304 Rocky Top Trl, Banner Elk, NC has 3 bedrooms, 3.5 bathrooms, 3,458 square feet of living space and a 0.89-acre lot.

When was 304 Rocky Top Trl, Banner Elk, NC built?

304 Rocky Top Trl, Banner Elk, NC was built in 2011, making it 15 years old. It is a contemporary home. The building has 2 stories.

What schools serve 304 Rocky Top Trl, Banner Elk, NC?

304 Rocky Top Trl, Banner Elk, NC is assigned to Valle Crucis School (elementary), rated B+; Watauga High School (high), rated A-. All sit in Watauga County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 Rocky Top Trl, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,861 homes in Banner Elk 28604, it is worth more than 90% of them ($1,317,635 against a typical $455,836), its price per square foot is higher than 70% of them ($381 against a typical $313), it is bigger than 90% of them (3,458 ft² against a typical 1,674 ft²), its lot is bigger than 55% of them (0.89 ac against a typical 0.73 ac) and it is newer than 88% of them (2011 against a typical 1989). Measured against all of Watauga County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 Rocky Top Trl, Banner Elk, NC?

The 2025 property tax bill for 304 Rocky Top Trl, Banner Elk, NC was $133. The county assessed it at $994,600.

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